oh. go get a therapist--not physical; mental. they're insanely expensive, but you can spend the next three months shopping around and by the new year you'll have found someone you like!
Get your ears cleaned at an ent. Go to a dermatologist and get a facial. Go to a pediatrist and get a mani/pedi.
Really sucks that dental doesn’t count as medical.
Get my ears cleaned by an ent?
I’m so soryy. I couldn’t resist.
~I’ll~see~myself~to~the~door~
Mole map
Down vote because this is an American specific thing in a global community. It excludes the rest of the world.
Upvote for your honesty, mate!
The rest of the world has health care too. The situation is america specific, but anyone can chime in to say what health care is probably worth getting.
I'd double- and triple-check the small print.
They'll find a way to still charge you.
Colonoscopy
My health insurance denied covering my vasectomy so i put it off. Later that year i was in an accident and hit my max out of pocket pretty quick. I called up my doctor and had them resubmit the preauthorization. got it covered at 100%
I'm still pretty pissed that sterilization for women is covered at 100% under my plan but not for men. (It should be both 100% imo)
Hearing aids.
Knee brace.
Not a medical procedure, but take the time to reevaluate your medical plan before open enrollment! Look at the cheaper plans and see how much you'd save in premiums. It might be greater than the difference in max out of pocket. And if you get a qualified "high deductible" plan you can even contribute the savings to an HSA that you get to rollover and keep forever into retirement, without ever paying taxes on it.
Idk? Boob job? Dental work? Extra set of arms? I wouldn’t know
It's the US, so dental isn't included
Wait, what? You guys are paying all that for insurance and it doesn't always include dental? Like the main reason I wanted to be on health insurance here in Canada was for dental and prescriptions. I've been on some of the crappiest insurance plans here and they all include dental.
It never counts dental😢. Dental industry is fighting like hell to stay separate. Our dentists want bigger cuts which is why they only cover 50%
Man I live in a country with socialized healthcare and we don't get dental either. Or vision.
There are private insurance providers who offer both. But they ONLY offer services to employers and I've never had a company offer such a benefit. Because you don't need luxury bones to work and any employer who makes you work with a screen is already forced to cover up to some sum every year or every few years (I don't remember) spent on glasses. And there's little point in all the other coverage because it's already free.
I'm this close to starting my own company so I could offer myself dental...
Teeth are luxury bones.
Health, vision, and dental are all separate in the US.
Dental and vision are never included in US health insurance and operate on a totally different confusing insurance framework. They're only available through separate plans and have their own deductables and terms. But unlike health insurance the premiums are generally orders of magnitude lower for both vision and dental.
The problem I've had is that the maximum benefit is typically in the range of $2k-$3k/yr for dental which is quickly hit if you have any oral surgery needs. Unlike with healthcare I don't feel ripped off when paying for dental/vision since the few hundred dollars per year covers preventative care visits too.
Do every test available for prevention and prophylaxis.
Get your general practitioner to do a full health check, ECG, EEG, cardiac ultrasound, a full blood panel, bloodpressure, pulmonary function, skin cancer prevention ect.
Schedule a gastroscopy and colonoscopy.
Check in with an urologist to get your prostate and urinary tract checked.
If you can, get a full body scan. Either PET or MRI.
Nearly every serious disease or health issue is easier prevented or treated when caught before it casues real issues.
Every cancer there is, has a better outcome and is easier treated when found early. Most of them are silent until very late in the game.
This is something I would recommend to anyone: Take advantage of every preventative messure or examination that is available to you!
There is no illness that you can detect too early.
Guess I'll die
Omfg, don't get a PET-scan 'just because'. You would literally have to be injected with radioactive particles. The other stuff, while not necessary, will atleast not kill you faster.
Last paragraph is also massively oversimplified. Getting a 'you have cancer'-speech and treatment for a superslow growing prostatecancer will fuck with your mind and body more than the cancer itself. That's why most health care systems advise against general PSA screening.
Just to provide some data on the radiation dose. It’s everyone’s own decision whether a ‘willy-nilly’ PET scan is worth it.
From the English Wikipedia:
FDG, which is now the standard radiotracer used for PET neuroimaging and cancer patient management, has an effective radiation dose of 14 mSv.
The amount of radiation in FDG is similar to the effective dose of spending one year in the American city of Denver, Colorado (12.4 mSv/year). […T]he whole body occupational dose limit for nuclear energy workers in the US is 50 mSv/year.
https://en.wikipedia.org/wiki/Positron_emission_tomography#Safety
From the German Wikipedia:
Es ist bei einer Strahlendosis von 1 Sievert (Sv), der 100 Menschen ausgesetzt sind, mit 5 Todesfällen durch Strahlenkrebs zu rechnen […]. Man müsste also 100.000 PET-Untersuchungen durchführen, um 35 Todesfälle an Strahlenkrebs (nach einer mittleren Latenzzeit von etwa 15 Jahren für Leukämie und etwa 40 Jahren für solide Tumoren) zu verursachen, das heißt etwa eine auf 3000 Untersuchungen
If 100 people received a radiation dose of 1 Sievert (Sv), one would expect 5 deaths due to radiation-induced cancer […]. One would need 100,000 PET scans in order to cause 35 cancer deaths (after a median wait duration of 15 years for leucemia and 40 years for solid tumors), which is about 1 in 3000 scans.
https://de.wikipedia.org/wiki/Positronen-Emissions-Tomographie#Strahlenexposition
I mean 1 in 3000 isn't a lot, but it's a lot more than nothing...
Until the insurance decides they're not covering it for some reason and OP is stuck with the bill.
To your "edit" point: Don't take a handful of downvotes personally; it's pretty easy to do accidentally on mobile so they may have been unintentional
I downvote anyone that whines about or asks why they're getting downvotes. Otherwise I don't up/downvote anything at all (except that guy that is posting triangles for upvotes)
Seriously, who cares?
Some people also use downvotes as way to say they dislike something. Unlikely, but some people might be down voting to indicate they don't like the insurance industry.
Any minor physical pains? Could see a physical therapist. If you use a computer a lot, your posture might be bad and it helps a lot!
Get prohibitive dental work. My teeth are fucked from no fluoride in the water when I was a kid, so I always have more work needed.
Lol dental work isn't covered under health insurance. Teeth are luxury bones that only the rich are allowed to keep!
Do you snore? Get a sleep study and a CPAP - thats pricy! Need a colonoscopy? Gel shots in your knees? Any family histories that would warrant testing for cancer markers?
Teeth. Teeth right the fuck now. And if somehow there is nothing wrong with them see if your insurance will cover a flouride coat to keep them that way.
Oh and literally every cancer screening possible. Get your butt checked, your nuts checked, some dermatologists will literally check every inch of your skin. Tell your doctor about every bad habit you have and see what else they're willing to look for.
Teeth are not covered by health insurance in the U.S. (I know. We all know)
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