Going to college doesnt allow you to buy a house at 30 either lol
NOT IF YOU DRINK THE STARBUCKS EVERY DAY.
I found a blurb that Americans spend an average of $22/week at coffee shops. That's nearly $1200 per year!
With a median US home price of $410,000 and a minimum FHA loan down payment of 3.5%, all you need to do it save that for twelve years and never have anything go seriously wrong in the meantime. Then you too can pay about $3300 per month for 30 years, ultimately spending nearly $900,000 for your $410,000 loan.
That's ignoring that the house prices are going up by more than $1,200 per year. If you save everything, you'll still be further away from owning a house every year.
I CAN LIVE WITH THAT AS LONG AS YOU I CAN STILL HAVE MY AVOCADO TOAST.
Rather, it puts you in debt. And now you have even less power. We should normalize everyone being able to live and not force college on everyone. But also make it free/super cheap so people can attend if they want without having to suffer financially
It did the opposite for me!
What makes you think people with degrees can afford a house by 30?
I think people with degrees are less likely to own a house by the age of 30, because they studied longer and have to pay off debt first. The only reason i own a house is because i found one for super cheap and renovated it myself.
You don't need to. All you really need is to go for a walk in your desired neighbourhood, find a house you love, knock on the door and introduce yourself. Ask any questions you have about the property, then kill the occupants, flay them and wear their skin as your own as you lead your new charmed life, for as long as you can.
You kidding me dude? I'm past 40 and not chance to own a house. Grad and masters degree, working in IT. Ah and uni was good and free. granted that was in the developing world, now living in 1st world, but still no house.
When I was 7 my parents owned a house AND bought a beach house.
Exactly! Learn a good profession like electrician, woodworker, furniture making… any kind of profession where you can create beautiful products and services customers love.
When we're at school the teachers never actually take the time to talk about:
And it's weird, because I'm sure everyone would love to at least dabble in woodworking or some other form of craftsmanship. But they don't get the chance to.
The school-university pipeline works for a lot of people, but I don't think uni straight after school is the ideal situation for most people. It means we lose sight of what education is actually for, outside of progression to further qualifications
38 with a masters degree. No house in sight. Good luck. Remember, there is always [redacted].
I got an MS in a STEM field and wasn't able to buy a house until I was 36, supervising multiple employees, and married to someone who also contributed.
You don't. None of my highly educated friends own a house while the ones working in trades do.
You shouldn't have to work to be able to live, period.
The right to live with dignity should not be dependent on productivity.
Anyone working full time should always be able to easily provide for themselves and a "reasonable size" family.
Where they give you houses for going to college? Did I missed a promotion?
The only people I know with houses are the ones with rich parents and it doesn’t matter if they went to college or not.
if you go to college you can't even afford to pay for it by 30.
Since you said "house" I'm going to push back a little bit. Housing is unaffordable and we should address it but single-family homes are not a feasible solution for a lot of places and situations.
Everyone should have to go to college. We have an epidemic of stupidity.
You are right, all the comments replying to you are making vacuous individualist arguments like 'it won't work every single time', when what's important is that 'on average, it will raise intelligence and the ability to critically evaluate situations'.
The internet loves to just regurgitate what they heard before and only deal in absolutes, so right now it's that they would have made more money in the trades, so suddenly college and higher education is meaningless and provided no value to them. It's honestly embarassing how much they're just buying into right wing propaganda.
A more educated population is a more empowered population, and there's absolutely no reason that everyone shouldn't do some form of post secondary education, whether it's university, college, or a trades program that includes college level courses. You're not going to be able to understand how the world actually works or get a sense of the depth of knowledge in each field by just dropping out of high school and stopping thinking hard.
Going to college can inform, but doesn't cure innate stupidity. And if the student is particularly willful, they can hold onto their ignorance as well.
Case in point: Trump.
Everyone should have access to a free college education, but not everyone benefits from it and it certainly does not guarantee intelligence.
I think this post should be home that you own. I'm going to say something controversial in that, in the US, I actually think houses should be expensive. I think a single family dwelling >1500sqft on a half acre or more of land is a luxury, and most people don't need to have that much land and space all to themselves. The problem is that that's ALL that's available for most regions in the US. The US is suffering from foolish post-war suburban centric zoning codes that prohibit building medium density housing ("the missing middle"). We need to change zoning codes across the country to encourage building up "gentle density" and mixed use areas, even in rural regions, because they use land and infrastructure much more effectively and efficiently. They raise more revenue for towns while bringing down home prices. If everyone had the option to buy a place of their own <1000sqft with a small land footprint, I don't think there would be as much dissatisfaction with not being able to afford a "house".
I'm over 40 and could only buy a house somewhere in nowhere land with massive commute needs.
It's not feasible and I earn way over average salary.
There was once a time when people educated themselves not because they wanted a particular job in the economy, but because they saw value in education and wanted to participate in the human tradition of advancing the specie’s ability to understand and use nature. You didn’t need school to be a blacksmith, for example, but perhaps just an apprenticeship (experience).
There’s a point to be made here, about how this degrades the value of education. It’s great for capitalism, making survival—or “living well”—contingent on qualifications derived from paid education. But what have we lost in this process? It feels, to me at least, like we’ve created a culture where education is a mere lineitem on a checklist. How might that change what education is, what it’s expected to be, and what sort of innovation comes from it?
Im glad i bought my home 20 years ago..... no way i could afford a 3-2 at todays going rate.
I blame all the house flipping shows. Made everyone think they could buy a house, paint it, then resell for 100k more.
Who pays off a house by the time they are 30?
Depending on the field, going to college might not significantly improve your chances.
You dont have to go to college to afford a house by 30.
Likewise, going to college alone does nothing to ensure you're going to get a job that can afford a house.
A "Showerthought" is a simple term used to describe the thoughts that pop into your head while you're doing everyday things like taking a shower, driving, or just daydreaming. The most popular seem to be lighthearted clever little truths, hidden in daily life.
Here are some examples to inspire your own showerthoughts:
If you made it this far, showerthoughts is accepting new mods. This community is generally tame so its not a lot of work, but having a few more mods would help reports get addressed a little sooner.
Whats it like to be a mod? Reports just show up as messages in your Lemmy inbox, and if a different mod has already addressed the report, the message goes away and you never worry about it.
