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Stubsack: weekly thread for sneers not worth an entire post, week ending 23rd November 2025 - awful.systems (awful.systems)
submitted 4 months ago by BlueMonday1984@awful.systems to c/techtakes@awful.systems
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Want to wade into the sandy surf of the abyss? Have a sneer percolating in your system but not enough time/energy to make a whole post about it? Go forth and be mid: Welcome to the Stubsack, your first port of call for learning fresh Awful you’ll near-instantly regret.

Any awful.systems sub may be subsneered in this subthread, techtakes or no.

If your sneer seems higher quality than you thought, feel free to cut’n’paste it into its own post — there’s no quota for posting and the bar really isn’t that high.

The post Xitter web has spawned soo many “esoteric” right wing freaks, but there’s no appropriate sneer-space for them. I’m talking redscare-ish, reality challenged “culture critics” who write about everything but understand nothing. I’m talking about reply-guys who make the same 6 tweets about the same 3 subjects. They’re inescapable at this point, yet I don’t see them mocked (as much as they should be)

Like, there was one dude a while back who insisted that women couldn’t be surgeons because they didn’t believe in the moon or in stars? I think each and every one of these guys is uniquely fucked up and if I can’t escape them, I would love to sneer at them.

(Credit and/or blame to David Gerard for starting this.)

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[-] fullsquare@awful.systems 7 points 4 months ago* (last edited 4 months ago)

it's worse than that, you should probably take number of adults (as in, 18+) as base here, and it's 78% of them (267M), according to first random source i've found, so it's closer to 34%

from what i understand, american anomaly is that they take debt like that even when not strictly necessary in order to pump up their credit scores which might be useful later, but even then, 9% of population relies on going to loan shark the app in order to get food, absolutely nothing to look at here, move along,

[-] mirrorwitch@awful.systems 9 points 4 months ago* (last edited 4 months ago)

And most stats are flying under the radar because the Trump administration has made it impossible to get reliable data on things. But at least we live in a rational market system that optimally allocates resources, so I'm sure the decision-makers will handle this situation wisely and—

Not wanting to be left behind, more established finance companies are racing toward BNPL now, too … What started as a niche checkout option is becoming embedded financial infrastructure.

Morris sees this shift happening everywhere. “When I talk to some of these software companies that are now embedding payments, lending and insurance,” he told me, “and you say, ‘Okay, five years from now, where are you going to make your money?’” the answer surprises even veteran investors like him. “They say, ‘You know what, I think I’m going to make more money in embedded finance than I am in my core software.’”

Continued Morris: “It starts off as a nice little add-on, but when the powers of the marketplace drive down the returns in the core business, it’s often these financing businesses that have the greatest longevity and market power.

[-] BurgersMcSlopshot@awful.systems 8 points 4 months ago

"I've made a self-licking lollipop so the fun times will never end and I see no way this could ever go wrong."

[-] froztbyte@awful.systems 7 points 4 months ago

it’s worse than that, you should probably take number of adults (as in, 18+) as base here, and it’s 78% of them (267M), according to first random source i’ve found, so it’s closer to 34%

yep, entirely correct. and the numbers will also only reflect for those that are loantakers/account holders (which implies an even smaller number), because only one person needs to take out the bnpl to groceries it up for family support

I just didn't have the time to dig into the numbers properly this morning when I posted

it's all bad. just every single fucking part.

this post was submitted on 17 Nov 2025
29 points (100.0% liked)

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