[-] timberwolf1021 2 points 1 day ago

This is actually not true. If you ban it here AND remove the Health Canada requirement for testing on higher order animals, there is no need to do that research. It doesn't even correlate that well with human health outcomes. Ban the practice and remove the incentive, and I guarantee you that the behaviour will go away.

The FDA already removed its requirement for testing on higher order mammals – mouse work is sufficient to get an investigational new drug (IND) permit, or an equivalent permit for a medical device. I suspect Health Canada has done the same, but I'm not 100% sure – if not, it absolutely should. I'd rather have marginally more risk to human participants that generates useful, applicable data, than perform countless cruel experiments that poorly correlate with human biology.

[-] timberwolf1021 1 points 1 day ago

No it doesn't, but then, that's not really an argument to keep nickel-and-diming drivers. I'm all for fair progressive taxation, but it shouldn't be composed of a million government fees that pop up every time you have to deal with the government for any reason. I know Ford got rid of the $200 fee and refunded it for cynical, manipulative reasons, but I'm still glad it's gone, and I have to believe that most people are not stupid enough to be bought by $200.

[-] timberwolf1021 1 points 2 days ago

OP is not wrong, and I think you know that, but you've got a sore spot about it clearly. It may be uncomfy, but it's the truth that alcohol is absolutely horrible for one's health.

[-] timberwolf1021 1 points 2 days ago

Oh fuck off. You car-haters manage to bring that into every issue.

[-] timberwolf1021 1 points 2 days ago

I have an EV and burn zero fossil fuels. I also think putting bike lanes on a major artery that wasn't designed for them is a terrible idea. I'm all for bike lanes on side streets, but not on arteries, sorry.

[-] timberwolf1021 3 points 2 days ago

Hi, I'm a medical scientist who has worked in labs doing animal research. Let me tell you this – it's the fucking Wild West for all practical purposes. The stuff some labs get away with is DISGUSTING and gives me nightmares.

I'm not a conservative, but I'm glad Ford is doing this, and I commend his bravery in doing so. Fuck all of the so-called scientists who do sick experiments on sentient high-order animals.

The worst part is, 90% of the time, the research questions can be answered using mice – or sometimes without using animals at all. The reason we cling to animal research is because if we didn't, a lot of (very sick) scientists would lose their jobs, because they lack the skills to work with other model systems.

[-] timberwolf1021 2 points 6 days ago

And apparently you also have the right to get harassed and dragged through the mud in a long and unfair criminal case, even if you get off in the end.

[-] timberwolf1021 6 points 1 week ago

Both. It's all a scam. Buy the minimum insurance you can find. You can never make a claim anyways, lest your insurance become unaffordable or cancelled entirely, so why bother paying high rates.

[-] timberwolf1021 16 points 2 weeks ago

I'm disgusted to learn we are getting 1/3 of our power from gas. Fuck Doug Ford and all the anti-environmentalist cunts he employs.

[-] timberwolf1021 5 points 1 month ago

Running a red ≠ going through a yellow. The latter is legal – that's the whole point of a yellow, to give warning for folks who are a bit too late to stop.

[-] timberwolf1021 7 points 1 month ago

Fuck people that run reds. As a speeder, even I can agree with you on that. I'm so sorry for what happened to you, no one deserves to be put through that.

[-] timberwolf1021 4 points 1 month ago

Oh, just to clarify, the house is owned outright with no mortgage, so at least we don't have any equity problems like the first article mentions. However... yeah, that's not looking promising. I'm inclined to think it's better to drop the price by €101K or so. Better to do that and get the money now, than get stuck with it for many more years while the market recovers. Do you think that could make sense?

We do have some rental income, but it's managed by the family friend, who only rents out to "nice families" she knows. We're half-booked for July and August. It drives me a little bit crazy that they resist doing a proper managed Airbnb in the meantime.

Honestly, I'd love to get rid of the property in hopes that we can then buy into something that WE control. I'd like to think I'm half decent at financial management, but to be effective, we need to actually have control. The family friend is a really nice lady, but she's no financial manager, that's for sure.

7
Are our realtors incompetent? (self.personalfinance)
submitted 1 month ago by timberwolf1021 to c/personalfinance@lemmy.ml

Hey, maybe y'all can give some unbiased advice. My wife co-owns a €1.4 million villa in Spain with her grandma. The property has been on the market for 2 years. I'm inclined to believe that the realtors are incompetent and that something is being done wrong. Am I crazy, or is something wrong here?

There's an older lady who's a family friend who currently manages the property and deals with the realtors on my wife's behalf. She's lovely, but not an expert in this, by any means. We are told by her that an appraisal late last year upheld the €1.4 million valuation, but to be fair, neither of us have seen that appraisal.

The property is currently listed by several realtors in the area – namely, Villa Iberia, Inmo Palafrugell, La Clau Brava, Espigul, and Cala Maset. My understanding is whoever manages to sell the house, gets the commission.

The house is in the Platja d'Aro region and is ~350 m2 in size, with 4 bedrooms and a large outdoor pool, a short drive away from the beach.

Is the price way off, or is something else wrong? Surely 2 years is too long for selling this! Thanks in advance to anyone who takes the time to give some advice.

14
Are our realtors incompetent? (self.personalfinancecanada)

Hey, maybe y'all can give some unbiased advice. My wife co-owns a €1.4 million villa in Spain with her grandma. The property has been on the market for 2 years. I'm inclined to believe that the realtors are incompetent and that something is being done wrong. Am I crazy, or is something wrong here?

There's an older lady who's a family friend who currently manages the property and deals with the realtors on my wife's behalf. She's lovely, but not an expert in this, by any means. We are told by her that an appraisal late last year upheld the €1.4 million valuation, but to be fair, neither of us have seen that appraisal.

The property is currently listed by several realtors in the area – namely, Villa Iberia, Inmo Palafrugell, La Clau Brava, Espigul, and Cala Maset. My understanding is whoever manages to sell the house, gets the commission.

The house is in the Platja d'Aro region and is ~350 m2 in size, with 4 bedrooms and a large outdoor pool, a short drive away from the beach.

Is the price way off, or is something else wrong? Surely 2 years is too long for selling this! Thanks in advance to anyone who takes the time to give some advice.

6
submitted 1 month ago by timberwolf1021 to c/investing@lemmy.world

Hey, maybe y'all can give some unbiased advice. My wife co-owns a €1.4 million villa in Spain with her grandma. The property has been on the market for 2 years. I'm inclined to believe that the realtors are incompetent and that something is being done wrong. Am I crazy, or is something wrong here?

There's an older lady who's a family friend who currently manages the property and deals with the realtors on my wife's behalf. She's lovely, but not an expert in this, by any means. We are told by her that an appraisal late last year upheld the €1.4 million valuation, but to be fair, neither of us have seen that appraisal.

The property is currently listed by several realtors in the area – namely, Villa Iberia, Inmo Palafrugell, La Clau Brava, Espigul, and Cala Maset. My understanding is whoever manages to sell the house, gets the commission.

The house is in the Platja d'Aro region and is ~350 m2 in size, with 4 bedrooms and a large outdoor pool, a short drive away from the beach.

Is the price way off, or is something else wrong? Surely 2 years is too long for selling this! Thanks in advance to anyone who takes the time to give some advice.

14
submitted 5 months ago by timberwolf1021 to c/ontario@lemmy.ca

Hey y'all! I've lived in southern Ontario for my entire life, but I'm planning to move up north with my wife in a year or so. We want to have a log house built on a forested 5+ acre lot, probably somewhere in the rough vicinity of Gravenhurst.

I've vacationed up north lots, but of course, vacationing is different from daily life. As for work up there, I'm a computational and structural biologist, and will be doing contract work for coding plus small in vitro experiments. Got a client lined up already.

So I'm curious – as a suburban girl with no experience living rurally in a small town like Gravenhurst, what do I need to know?

~~Also... do country diner regulars get discounts?~~ XD

26
submitted 5 months ago by timberwolf1021 to c/transgender@lemmy.ml

cross-posted from: https://lemmy.blahaj.zone/post/22882552

I'm 30, transfem, and to be quite honest, I feel my will to live slowly slipping away. I'm trying to find the willpower to finish my PhD thesis and to get into a better living situation after that, but I find myself frozen and wanting to curl up into a tiny ball of nothingness instead. And there are LOTS of reasons for that, mostly centered around trauma, guilt, and shame.

I don't think I can fit everything I need to say in a succinct post, so if it isn't against the rules, would any of you fellow girlies be willing to shoot me a DM and give some advice? I don't think I can really explain without having a back-and-forth conversation... thanks in advance. 🏳️‍⚧️💜

69
submitted 5 months ago by timberwolf1021 to c/trans

cross-posted from: https://lemmy.blahaj.zone/post/22882552

I'm 30, transfem, and to be quite honest, I feel my will to live slowly slipping away. I'm trying to find the willpower to finish my PhD thesis and to get into a better living situation after that, but I find myself frozen and wanting to curl up into a tiny ball of nothingness instead. And there are LOTS of reasons for that, mostly centered around trauma, guilt, and shame.

I don't think I can fit everything I need to say in a succinct post, so if it isn't against the rules, would any of you fellow girlies be willing to shoot me a DM and give some advice? I don't think I can really explain without having a back-and-forth conversation... thanks in advance. 🏳️‍⚧️💜

130
submitted 5 months ago* (last edited 5 months ago) by timberwolf1021 to c/mtf

I'm 30, transfem, and to be quite honest, I feel my will to live slowly slipping away. I'm trying to find the willpower to finish my PhD thesis and to get into a better living situation after that, but I find myself frozen and wanting to curl up into a tiny ball of nothingness instead. And there are LOTS of reasons for that, mostly centered around trauma, guilt, and shame.

I don't think I can fit everything I need to say in a succinct post, so if it isn't against the rules, would any of you fellow girlies be willing to shoot me a DM and give some advice? I don't think I can really explain without having a back-and-forth conversation... thanks in advance. 🏳️‍⚧️💜

5
submitted 6 months ago by timberwolf1021 to c/investing@lemmy.world

My wife is inheriting an investment holding company that belonged to her grandpa, who passed away a few years ago. The ownership transfer is in the final stages, so we'll need to start thinking about what we ought to do with the assets it holds. Could you guys give us some guidance?

The company's assets are in a Swiss account that includes:

  • 175 ozt fine gold (0.995), valued at about $500K USD;
  • 2,000 shares of UBS Asia Flexible Bond Fund USD P-acc, valued at about $300K USD;
  • Cash, mostly in Euros, valued around €350K/$360K.

The Asia bond fund invests in a variety of countries, including Indonesia, the Philippines, and Sri Lanka. About a quarter is sovereign bonds, and the rest is a mixture of bonds in those emerging markets.

The performance is not terrific, but now does seem like a good high point to sell. The percentage growth over the years was -5.7% in 2021, -16.4% in 2022, 3.9% in 2023, and 5.8% in 2024. Am I correct in thinking it's rational to sell these shares?

As for the gold, I'm not actually sure what makes the most sense. Thoughts?

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timberwolf1021

joined 7 months ago