Anything the CFPB wants to regulate I’m 100% in favor of. The CFPB is an AMAZING tool to push back against corps with horrible customer service (to be fair Apple’s customer service has always been good for me). I’ve used the CFPB to get a corp to reply to me after brushing me off.
If money is involved at all and a business is giving you the run around I encourage you to file a complaint. They have to contact you with a few days and they actually want (or are required) to solve your issue.
I know this is an unpopular opinion, but I think this is actually a great thing for Mastodon. The truth is the majority of people are just never going to sign up for a Mastodon server as they stand today. The majority of people want algorithmic feeds run by a central entity. I know the people here don’t want that, but that’s what the majority of people do want. Will I use Threads? No but if this breathes more life into Mastodon and exposes more people to the concept then that is a good thing. Being able to use a client of your choice to interact with people on something like Threads is also a very good thing. The alternative is a completely closed social network like Twitter.
I know, I know “embrace, extend, extinguish”, but literally this is the best that we can hope for unfortunately. The alternative is everyone goes and uses a closed system.