54
submitted 2 months ago by wolfiedafloof@lemmy.world to c/privacy@lemmy.ml

I have never liked PayPal and I am still forced to use them. Did you knew the longest password you can use us 20 characters?

(I'm located within the European Union) Anyhow, I want something more private, but still quite convenient to use and have something in between my bank details and the site I'm shopping on. Years some companies make virtual temporary cards.

I remember I tried getting privacy.com back in the day but couldn't as it was for Americans and Canadians at the time.

Suggestions? :P

all 24 comments
sorted by: hot top controversial new old
[-] RealisticBroccoli@piefed.social 20 points 2 months ago

wero could replace PayPal if they don't mess up... shops just need to adopt it next year.

[-] unknowing8343@discuss.tchncs.de 19 points 2 months ago

Unless the digital Euro or GNU Taler really become the norm... You are totally stuck with multibillion corps controlling every single digital cent of yours.

[-] bridgeenjoyer@sh.itjust.works 12 points 2 months ago

Its not better but you could just use your credit card every time instead. PayPal is easier but your card has likely has better theft insurance than PayPal.

I dont enjoy that evil Peter T and fElon founded PayPal. I should really stop using it.

[-] Kirk@startrek.website 4 points 2 months ago
[-] ohshit604@sh.itjust.works 5 points 2 months ago* (last edited 2 months ago)

Privacy.com is for Americans only.

[-] swelter_spark@reddthat.com 1 points 2 months ago

They ask for way too much personal info, IMO.

[-] ScoffingLizard@lemmy.dbzer0.com 1 points 2 months ago

Yes. Every little bit helps.

[-] RheumatoidArthritis@mander.xyz 9 points 2 months ago

I think revolut does what you described but I can't recommend them, I helped someone regain access to their Revolut account and it was an absolute nightmare, with no live reps to contact, spanning multiple months, and his face was photographed at all possible angles many times in the process.

[-] lorski@sopuli.xyz 2 points 2 months ago

Good to know

[-] shortwavesurfer@lemmy.zip 8 points 2 months ago

Monero is the absolute best privacy you're going to get for online payments, although it's not accepted in a lot of places.

[-] wolfiedafloof@lemmy.world 2 points 2 months ago

I knew about this. I simply wanted something that already is accepted in most places, but also isn't PayPal but can still create virtual cards for payment. Even if they were to be leaked, no harm done because they're virtual and probably only had the exact amount of money it needed to complete a purchase (once). So it has 0 at the time of a leak or is probably removed.

[-] porous_grey_matter@lemmy.ml 2 points 2 months ago

Many online banks and money services can do this. I have an account with one whose main purpose is transferring money to my home country to pay my student loans and for money while traveling, but they also offer these digital visa cards. Wouldn't consider it "private" in any serious way but it's probably less bad than paypal.

[-] lucullus@discuss.tchncs.de 1 points 2 months ago

And not traded against fiat in many places due to regulation

[-] shortwavesurfer@lemmy.zip 1 points 1 month ago

Thank God there's decentralized exchanges where you can exchange Monero for fiat if it's necessary.

[-] utopiah@lemmy.ml 1 points 1 month ago

Years some companies make virtual temporary cards.

Belgian Post does that, prepaid MasterCard with IBAN. They or the partner bank does KYC (no choice) but shops don't get your data.

[-] M33@piefed.world 1 points 2 months ago

Didn't paypal has password + MFA already ?

[-] rozodru@pie.andmc.ca 9 points 2 months ago

easily bypassed though. literally just refresh your browser a few times and it'll stop asking you for 2FA.

[-] M33@piefed.world 7 points 2 months ago

Really ? wow.... another wonderful exemple of "Security is our #Last priority".

[-] artyom@piefed.social 1 points 2 months ago

Depends on what type of transaction you're talking about. A lot of sites accept PayPal exclusively. You can use your CC but it's processed by PayPal. You can use Stripe sometimes, although I'm not sure how much better they are. Use your CC directly if you can. Use crypto. Etc.

[-] Luffy879@lemmy.ml 1 points 2 months ago

Theres this beautiful german word for it:

Lastschrift (Direct Bank transfer)

[-] NarrativeBear@lemmy.world 1 points 2 months ago

Wise is a option as well. They provide a virtual credit card so you can use it online, though you only get one virtual card at a time.

It does require ID and information as its close to being a bank

[-] freedickpics@lemmy.ml 1 points 2 months ago

What are you wanting to use it for? I use prepaid cards for most shopping online and just enter fake details if it's a digital purchase. But obviously that only works for buying things, not being paid

this post was submitted on 24 Dec 2025
54 points (100.0% liked)

Privacy

46543 readers
847 users here now

A place to discuss privacy and freedom in the digital world.

Privacy has become a very important issue in modern society, with companies and governments constantly abusing their power, more and more people are waking up to the importance of digital privacy.

In this community everyone is welcome to post links and discuss topics related to privacy.

Some Rules

Related communities

much thanks to @gary_host_laptop for the logo design :)

founded 6 years ago
MODERATORS