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submitted 1 year ago* (last edited 1 year ago) by jeffw@lemmy.world to c/news@lemmy.world

Anyone can get scammed online, including the generation of Americans that grew up with the internet.

If you’re part of Generation Z — that is, born sometime between the late 1990s and early 2010s — you or one of your friends may have been the target or victim of an online scam. In fact, according to a recent Deloitte survey, members of Gen Z fall for these scams and get hacked far more frequently than their grandparents do.

Compared to older generations, younger generations have reported higher rates of victimization in phishing, identity theft, romance scams, and cyberbullying. The Deloitte survey shows that Gen Z Americans were three times more likely to get caught up in an online scam than boomers were (16 percent and 5 percent, respectively). Compared to boomers, Gen Z was also twice as likely to have a social media account hacked (17 percent and 8 percent). Fourteen percent of Gen Z-ers surveyed said they’d had their location information misused, more than any other generation. The cost of falling for those scams may also be surging for younger people: Social Catfish’s 2023 report on online scams found that online scam victims under 20 years old lost an estimated $8.2 million in 2017. In 2022, they lost $210 million.

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[-] reversebananimals@lemmy.world 235 points 1 year ago

Correlation does not imply causation.

  • People who spend more time online will be exposed to more scams, and therefore are more likely to fall for one. If you don't see any scams because you don't know how to open "the internet", you won't see scams you can fall for.
  • Gen Z could just be more likely to self report. Self-reporting fault or failure is less socially acceptable among the culture of the boomer generation. Entirely possible Boomers are just lying or not self-reporting.
[-] Taleya@aussie.zone 122 points 1 year ago

Boomers could also be unaware they were victims of most of these. They think internet scams start and end with nigerian princes

[-] Daft_ish@lemmy.world 22 points 1 year ago

I mean, they did elect a meme president. What bigger scam can you think of?

[-] heird@lemmy.ml 33 points 1 year ago

What about millennials then? We spend a lot of time online and yet are doing better

[-] reallynotnick@lemmy.world 94 points 1 year ago

We're the ones doing the scamming

[-] gullible@kbin.social 23 points 1 year ago* (last edited 1 year ago)

Roblox shareholders: *collective nod*

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[-] surewhynotlem@lemmy.world 28 points 1 year ago

We don't have 15-year-old immature brains. Gen z are lovely bunch, but many of their brains are still baking.

[-] Gabu@lemmy.world 16 points 1 year ago

A significant portion of them is in their 20s now.

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[-] asteriskeverything@lemmy.world 18 points 1 year ago

There is actually a rather legitimate understandable reason why boomers may not self report ; shame and fear their children will no longer trust them to take care of themselves.

Also would like to add this included cyberbullying and that had to inflate the numbers. How many boomers are victims of bullying vs students?

[-] ezchili@iusearchlinux.fyi 10 points 1 year ago

That's what the article is saying as well (but nobody reads those)

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[-] mathematicalMagpie@lemm.ee 99 points 1 year ago* (last edited 1 year ago)

Somewhat related, but not really: I hear that Gen Z (in general) are worse at tech support issues than the past couple generations. The theory is that Gen Z grew up with tech that, for the most part, "just works". Troubleshooting issues isn't as common, and isn't as necessary of a skill.

[-] Pika@sh.itjust.works 68 points 1 year ago* (last edited 1 year ago)

especially with mobile phones now, look at iPhone for example, it's so user friendly that if you try to do anything remotely advance you need to jump through hoops to do it. I had a sales person try to tell me that the iPhone was expandable because it had cloud storage capability, they didn't know what a Micro SD card was and that it used to be able to go in all the flagship phones. Pretty disappointing

[-] tigeruppercut@lemmy.zip 29 points 1 year ago

The iphone has always sacrificed user freedom to provide a streamlined experience a monkey could make work.

[-] EssentialCoffee@midwest.social 12 points 1 year ago

Mostly it's that everything on phones/tablets/touch screens is an app. You don't pick where to install it. You don't need to look up save files.

Some of them are getting to college without ever needing to go through a file directory, so they don't necessarily even have the basics to troubleshoot.

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[-] bi_tux@lemmy.world 54 points 1 year ago

Young men are always more likely to fall for investment scams

[-] Stern@lemmy.world 29 points 1 year ago

the magic internet money was a scam sure, but collectible jpegs will surely be my ticket to easy stre- shit.

[-] Blackmist@feddit.uk 12 points 1 year ago

Gambling in general is something a lot of young men seem to be falling for. I suspect they always have. "I won £400 last week!", ignoring the 12 weeks previous where they lost £100 a time. For my father's generation it was horses, for mine it was the football, now it's crypto.

Every generation gotta make its own mistakes, I guess.

[-] zepheriths@lemmy.world 41 points 1 year ago

Boomers wouldn't admit to falling to a scam

[-] Furbag@lemmy.world 38 points 1 year ago

GenZ still trends fairly young. The difference is that the stakes are much lower. Millennial kids got scammed in RuneScape, GenZ kids get scammed in Minecraft or whatever. When you are youung you fall for dumb shit and that helps you learn and grow so that you don't hand over your pin number to someone claiming to be from the bank when you are age 75.

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[-] odium@programming.dev 35 points 1 year ago

Not really surprising considering how much more time gen z spends on the internet. And how many members haven't even graduated high school yet.

[-] dingus@lemmy.ml 16 points 1 year ago* (last edited 1 year ago)

I think people forget that the internet has fully supplanted television and unlike the 90's home that had a TV that was somehow always on (or at least that's how it was at my Aunts house in the 90s), people these days while away their hours fully plugged into the internet. I would suspect people who watched a lot of television were more likely to fall for scams on TV, too (my Aunt, for example, believes literally everything on FOX News). Internet scams are far more of a free-for-all than television ever was.

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[-] akaifox@lemmy.world 30 points 1 year ago* (last edited 1 year ago)

From the generation before this, I always thought the "mobile generation"'s computer savviness had been overrated. Mobile phones (especially iOS) are like a walled garden compared to using a PC and Windows. It was easy to shoot yourself in the foot on Windows 98, etc so you learnt to be careful very quickly. Likewise, there's no jumping into the registry or terminal, no built in zip/rar handling, warnings from the OS, built in Malware protection, etc

The internet was a wild place in the 90s and this generation never really experienced that. Forums had lax moderation and could be full of troll links to "I am an idiot", goatse, etc. Files could be hosted on random webpages and the downloads could contain anything: often a virus alongside the actual file, etc

I remember not using an antivirus as Norton and co would crush your machine, so you just had to tread extremely carefully

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[-] DragonTypeWyvern@literature.cafe 30 points 1 year ago

While we're on the topic of shit boomers and zoomers fall for:

STOP

RAWDOGGING

RANDOM

HYPERLINKS

[-] RGB3x3@lemmy.world 10 points 1 year ago

On another topic, go to this link to get free Apple Gift card point.

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[-] thefartographer@lemm.ee 28 points 1 year ago

I remember this being on an elementary school IQ test: Why do people in China eat more rice than people in America?

The answer was "Because there are more people in China."

You miss 100% of the ~~shots~~ online scams you don't ~~take~~ get exposed to when it takes you 5 minutes to type in a url.

[-] Uncle_Bagel@midwest.social 27 points 1 year ago

Thats a pretty terrible question though since there are two equally valid ways of viewing the question the way it is worded. It's not talking aboit China, it's talking about people in China. People in South Korea eat more rice than people in Colombia despite both countries have similar populations. "Why does China consume more rice than America" is the actual question to ask yo try and get that answers.

[-] CheeseNoodle@lemmy.world 28 points 1 year ago

As an older member of the cohort I've noticed a certain gap. Those of us who grew up when computers were just becoming a thing for everybody (sorry gen X I know you were first but they were expensive luxuries rather than ubiquitous) had to learn to fix shit all the time and got to learn about the dangers more or less as they came into being, computers still weren't entierly user friendly and learning was encouraged by the fact that it didn't take much knowhow to do things like play an entire game by just downloading the free trial over and over and moving your save file.

Past a certain line however (I think the 2000s to 2010s kids) computers became much more of a black box and companies like apple were making 'it just works' user interfaces that required very little fixing but also gave you very little control if you didn't already know where to look. So we got that disconect of a group that are very comfortable with computers but don't understand much about how they work and get bombarded with all the dangers of the internet at once rather than having had the chance to learn them as they came about.

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[-] billygoat@catata.fish 28 points 1 year ago* (last edited 1 year ago)

Could this be a case of gen z having a larger online presence than boomers? Kind of like how people from Florida are more likely to be attacked by sharks than someone from Kansas?

Edit: I somehow missed this on the first pass.

There are a few theories that seem to come up again and again. First, Gen Z simply uses technology more than any other generation and is therefore more likely to be scammed via that technology

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[-] Burrit0@lemmy.world 27 points 1 year ago

I'm a Gen Z working in the Comp Sci field. Most people my age know how to work technology but don't know how technology works.

Knowing what buttons to tap in an app to get it to do what you want is one thing. However, it's a different pool of knowledge to understand what's going on when those buttons get tapped.

Familiarity with tech is high, and I think that gives many in my generation a false sense of security.

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[-] Edgelord_Of_Tomorrow@lemmy.world 25 points 1 year ago

Children easier to scam than adults, more at 11.

[-] kandoh@reddthat.com 22 points 1 year ago

I wonder if this is due to the rise in parasocial relationships to internet personalities?

Lots of streamers push scam grifts onto their audiences, and I see scammers also using images of Elon Musk or Mr. Beast a lot. Feels like the Gen Z equivalent of those guys who call old people and pretend to be a relative in need of bail money.

[-] edgemaster72@lemmy.world 21 points 1 year ago

Is cyberbullying a scam now? I feel like that might be pushing up the Gen Z numbers a bit.

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[-] HawlSera@lemm.ee 18 points 1 year ago

Sadly, I had to pull my Gen Z sister aside to explain to her phishing when she lost her Steam account, poor girl was crying and trying to raise the funds to get her account back...

She was very happy when she got her account back, I celebrated by giving her a few games and some information on how to avoid it happening again. Thankfully there was no VAC-Ban added by the thieves.

Seriously I thought they were teaching about this thing in schools

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[-] ilikenoodlez@lemmy.ml 17 points 1 year ago

I think it's just a certain type of person the non tech savvy type that are prone to getting scammed. Gen Z's life is more internet/tech focused than the boomers so there's more of them to scam.

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[-] Kase@lemmy.world 15 points 1 year ago

I mean come to think of it, it's not that surprising. Lots of gen z started using the internet, mobile phones, etc when we were pre-teens or a little older. Even now, a good portion of gen z is still under 18. Of course that demographic would be targeted by online scammers, and of course they'd be more susceptible than adults.

It felt to me like the adults in my life didn't have much more experience with internet-related issues than we did. It gives me a little hope that maybe we'll be able to do a better job teaching our kids internet safety (in all its forms), since we have more experience than our parents did when we were younger.

Still, maybe not. Maybe the internet evolves too fast for that to make a difference, and maybe ten years from now we'll be figuring out a whole new set of problems. It's just interesting to think about imo.

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this post was submitted on 21 Sep 2023
549 points (100.0% liked)

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