1787
The Product is . . . Comprehensenility
(lemmy.world)
Pretty much the same as bankers
And half the finance industry.
Yeah no kidding. A company gets to profit off keeping us from getting treatment and it's just accepted and normal.
Insurance is a product. Just because you don't like the product doesn't make it fake.
Words have meaning.
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This is why I'd rather die then go to the doctor.
So Tricare, one of the USAF providers pays more than CMS, , generally speaking. I was at a small community pharmacy today that has two employees, both pharmacists, both running the register, calling in refills, talking to insurance, stocking shelves, unloading trucks. They had a sign up saying they can no longer afford to fill Tricare prescriptions, because they won't pay enough for the two-owner employee team to cover the cost of medicine alone, not to mention bottles, caps, labels and ink. That's not counting store rent, utilities, and other costs.
Yeah the actual health care providers get the screwjob on a regular basis. Meanwhile there's some insurance fatcat going door to door doing sales to employers.
I shit you not I once watched an insurance middleman asshole come into the office and be like "the problem with health care costs is definitely not the insurance companies". Like yeah, it's totally not the fact that you have a job going around to the offices in the area accomplishing nothing, Mr. Combover, it's totally the health care workers that actually provide service that are the problem.
I've worked in, for and with the health insurance industry, in the past, and adjacent industries (mental, physical, occupational, speech therapies, gp* skilled nursing facilities, etc). It's definitely the middle -men.
They like to push the blame on:
- "Torts" because why allow people killed or very injured by crappy medical practice to sue? /s
- "Government regulation" because we all know that the US government is just out of hand when it comes to regulatory assistance to the public /s (Seriously though the fact that the government got involved proves that people were bleeding out of the ass for decades after being fucked so hard by the healthcare and health insurance industries)
- Greedy healthcare facilities ...now these sometimes could carry maybe 0.5% of the blame, but (a) they're actually providing a service, and (b) it's not always the case that they're trying to rake you over the coals...sometimes they're just trying to keep the lights on
A few major issues that immediately spring to mind: corporate/wealthy individual lobbiests, insurance corporations buying up entire practice providers/insurance-owned pharmacies, such as CVS.
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The product is you not going broke in case you break your arm.
Doesn't mean that the american healthcare system is good, it's a disaster. But claiming insurance is a bad thing is moronic aswell. These are the people that want "free healthcare" like most oft europe, not realizing that the "free" part is because wie habe (somewhat) mandatory health insurance.
What kind of libertarian bullshit is this?
Think about it for more than 2 seconds.
What are insurance companies here for?
What does libertarianism have to do with anything? The US health insurance industry is objectively evil. It exists solely to extract profits, while providing no service. It's just a middleman between you and health care providers. It's a poster child for regulatory capture and blatant corruption.
Profit...
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this post was submitted on 10 Sep 2024
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