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submitted 10 months ago by xia@lemmy.sdf.org to c/memes@lemmy.ml
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[-] henfredemars@infosec.pub 75 points 10 months ago

Password Manager

There will be lots of a useless accounts you have to make in life. Scale yourself. Many such accounts will not be optional. At least this one provides you with some value.

[-] toastal@lemmy.ml 12 points 10 months ago

Hard why not both? You should use a password manager & create less accounts on platforms or sharing your phone/email if you can help it.

[-] henfredemars@infosec.pub 7 points 10 months ago

Sure, in general yes. But in reference to the comment, writing a check they would already have my name address and some reference to my bank account details even without the online account, which implies a high degree of trust.

If I need an account to read an article on a website? Then I’m not interested in reading your article.

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[-] blind3rdeye@lemm.ee 6 points 10 months ago

Password managers are good; but keeping track of passwords is not the main problem with making online accounts for everything.

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[-] I_Clean_Here@lemmy.world 48 points 10 months ago

Americans once again making shit more complicated than it needs to be. Most of the world has moved on from cheques to wire transfers, deposits, etc. all done through online banking.

Every transaction is tracked and accounted for. No need for this bullshit.

[-] CanadianCarl@sh.itjust.works 6 points 10 months ago

Why is everyone calling them checks? Are we all talking about cheques? I am confused.

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[-] Lucidlethargy@sh.itjust.works 44 points 10 months ago

A check has your checking account number on it. Please don't write checks. Use cash.

[-] nexguy@lemmy.world 26 points 10 months ago

Cash has a globally unique identifiable number on it for tracing. Please use the barter system.

[-] vonbaronhans@midwest.social 19 points 10 months ago

Cash has an identifier on it, but unlike a check that identifier doesn't identify you.

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[-] BorgDrone@lemmy.one 17 points 10 months ago

Checks? Cash? What year is this?

[-] ALostInquirer@lemm.ee 35 points 10 months ago

...Does anyone have data on how many people still use checks?

[-] deranger@sh.itjust.works 35 points 10 months ago* (last edited 10 months ago)

My old appt charged a $17 fee for paying online, check is free. We still wrote checks until recently.

[-] austinfloyd@ttrpg.network 14 points 10 months ago

Definitely this. There are utilities here with 5% service charges for paying online. I'd rather pay by check

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[-] Passerby6497@lemmy.world 5 points 10 months ago* (last edited 10 months ago)

I had an apartment that switched payment processor that jacked up my credit card fee well above my cash back (prob cuz people like me ended up saving like 10/mo), so I just switched to bank issued checks that they send for me.

Using the checkbook I got 20 years ago is just a massive pain in the ass.

[-] xia@lemmy.sdf.org 13 points 10 months ago

If it's any indication... the last time I ordered checks their website was littered with nuisance upsell popups that significantly hindered that task (felt kinda like Indiana Jones navigating booby traps), so I think the "check industry" (if that is a thing?) is getting desperate.

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[-] PeriodicallyPedantic@lemmy.ca 27 points 10 months ago

I mean... The account exists if you log into it or not. You still need to keep track of it so that you're paying into the correct account, and so that you know how much to pay.

Only you now have to talk to a person if you need to check or change anything.

[-] Tlaloc_Temporal@lemmy.ca 8 points 10 months ago

Not the account for the random hotel or restaurant. "Pay with the O'Burger app!" "Collect 425 SkyPoints with a Platinum Membership!"

You don't need an online account to buy food at a grocery, but if you had one I guarantee they'd spam the heck out of you, alongside whatever else they might do with your data.

[-] PeriodicallyPedantic@lemmy.ca 8 points 10 months ago

I assumed this was in the context of paying recurring bills rather than shopping. Agree with you about stuff like groceries.

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[-] Zerush@lemmy.ml 23 points 10 months ago

I'm old school, if I want to buy something, I go to the store with the ability to essentially examine the item, pay for it in cash and go home. Crating an account and paying with the card, with which also the bank knows what I had bought? WTF, capitalism surveillance shit.

[-] OldWoodFrame@lemm.ee 19 points 10 months ago

What does it even mean "one less account to track?" The money is still coming from a bank account, if you track the money in your account you would still have to account for a check, and it would be even worse if the check isn't cashed right away.

Is it that you don't have the monthly credit card bill if you send a check? But you're spending the same amount of money regardless, checks are more like one-off credit card transactions, that don't confirm payment like a credit card does. Checks are worse for the payment-neurotic. That's maybe an argument for debit cards, it's not an argument for checks.

[-] JokeDeity@lemm.ee 19 points 10 months ago
[-] lseif@sopuli.xyz 7 points 10 months ago

fellas is it old-fashioned to not want more unnecessary tracking ?

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[-] Katana314@lemmy.world 17 points 10 months ago

The postal service has recently been a victim of a lot of theft targeting checks. People are willing to rob postal workers at gunpoint for their box key. Then, thieves sift through all the letters for a chance of finding a check.

Worse, they have ways of “washing” the check to turn it into a blank check, and reuse it with a new amount and recipient.

[-] NigelFrobisher@aussie.zone 16 points 10 months ago

I think the last time I cashed a cheque my elderly mum wrote it. Had no idea before that people even still had cheque books after 2002 or something, but fortunately I didn’t have to find if there was a branch of my bank left within fifty miles because you can scan them in the app and pretend the other person sent you money in a normal way.

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[-] lugal@sopuli.xyz 16 points 10 months ago
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[-] moshtradamus666@lemmy.world 15 points 10 months ago

Okay, boomer

[-] toiletobserver@lemmy.world 14 points 10 months ago

Option 3: make my bank write checks for me

[-] thmnwlf@discuss.tchncs.de 13 points 10 months ago

a check? ok bye, ive never understood what the fuck that shit should do… like what about cash or just a simple transfer? why do people use checks?

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[-] Zerush@lemmy.ml 13 points 10 months ago
[-] vsis@feddit.cl 6 points 10 months ago
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[-] Bookmeat@lemmy.world 10 points 10 months ago
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[-] tophneal@sh.itjust.works 10 points 10 months ago* (last edited 10 months ago)

i feel kinda stupid. what do checks and online gaming accounts have to do with each other? do they accept checks as payment for access?

Edit. Wow me, just wow. Playing == paying

[-] PonyOfWar@pawb.social 11 points 10 months ago

Paying online, not playing online. I misread it at first too.

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[-] Midnitte@beehaw.org 10 points 10 months ago

Or just use a password manager

[-] bquintb@midwest.social 6 points 10 months ago* (last edited 10 months ago)

I keep all my bills organized in bookmarks. Keep track of their due dates on a Google Sheets budget. I'm not going back to checks..lol

[-] BirdyBoogleBop@lemmy.dbzer0.com 5 points 10 months ago

Do you guys not have direct debit? All my bills are paid automatically. Manually paying my bills sounds like a pain and I would definitely forget/double pay if I needed to do it that way

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[-] MeatsOfRage@lemmy.world 6 points 10 months ago* (last edited 10 months ago)

What? The only payments I make that could take checks are my bills and it's not like I wouldn't have to keep track of those just because I'm paying by check. I don't understand this at all.

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this post was submitted on 13 May 2024
515 points (100.0% liked)

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