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this post was submitted on 25 Mar 2024
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I don't understand retirement. Didn't John Oliver just tell us that Millenials already don't get to retire at 65? I am fucking livid, i am 35, my mom died at 62, I probably won't even make it to 65 and all the money I have given to the government for this is going to be lost.
It's not as simple as people pretend. But not all that complicated, either. 65 was the "full" retirement age before law changes in the 80s. For most workers today, it's 67. But wait! The amount you will get per month from social security depends on 2 things -- how much you paid into the system, and what age you actually are when you retire. You can start collecting at 62, but it will be considerably less per month than if you retire at the full retirement age. And to confuse things more, you can keep working until 70(?) and the amount you will get continues to increase every month, so I'm not sure why full retirement age is 67 instead of 70.