1505
But muh bootstraps!
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It's a good point, but it's the people's group responsibility to hold those in power accountable for their mismanagement. Voting in different government, protesting, escalating to action, eating them. Maybe in that order.
If everyone stops paying, you remove the tax and benefits system entirely, and are just left with 100% privatisation. That's exactly what the rich and priveleged want so they can look after themselves and profit more.