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I personally favor returning to a gift economy that is more apt to discouraging the exchange of symbolic currency and the inevitable hoarding of resources it creates, but some might have other thoughts on this
Some video games have different currencies for different purposes, which stop you from taking the gold you hoarded and spending it on this other thing for no effort. Or we could copy something like how PTO from jobs works for "buying" things. Idk how well either would work, but I thought they were interesting ideas.
That's an interesting idea that lends itself to some nightmares, but maybe good things too. But I feel like people would quickly set up exchanges. If I have hotel credits I don't want to use and you have concert tokens you don't want to use , we'll try pretty hard to find a way to trade.
If we're doing digital currencies, there could be caps or diminishing returns put on things. I don't really have a problem with people exchanging based on what they prefer, it's the accumulation of wealth that could result that's a problem, and it seems like caps could solve that.