“the right thing to do” is often not politically popular.

The problem is that it’s often really hard to measure what the right thing to do even was. Ie. in retrospect. Even more difficult up front.

Insurance is usually problematic too, in such matters. Your house insurance pays for a new house, in the same location. “Same” house.

Usually needs to be fairly exceptional to get something else.

So, if you wanted to get out of Dodge you’re still stuck with the same house, might not afford selling and relocating.

And even if you did you need a job. So might your spouse.

So far some of the observable effects of climate change is more frequent and stronger hurricanes and tornados.

While it’s obviously not popular, I believe we need to start taking relocating the most vulnerable areas. Some people have already relocated, others will. There are those that never will, but in-between there’s a lot of people who’ll probably suffer greatly if is not arranged before it’s “too late”.

Insurance companies pulling out is like rats leaving a sinking ship. It should be an alarming warning sign when insurance is no longer a viable business.

Obviously they would stay in the market if it was financially viable. Doesn’t matter if the margin is low, 1% of something is more than 100% of nothing.

It might still be on the plus-side today, but a sinking ship is also still floating.