As someone working in IT, I don't care about your data either. Just don't come crawling to me for help when it all goes wrong.

That being said, one drive/drop box/Google drive/whatever cloud storage.... IMO, that's fine for personal files.

I don't personally like the "full disk" backups for personal stuff. It seems like massive overkill. Like, you're backing up Windows and applications that are probably out of date, and stuff.... Why? Plus restoring a full disk image to a bare-metal system is a massive pain in the backside. Unless it's a server that needs to get up and running ASAP after a failure, just back up the important/unique files (generally the user folder), and if the worst happens, reinstall everything and restore the important files.

The only point on my IT approved backup list that you don't meet the criteria for is incremental/historical snapshots or restore points. Bluntly, if you're okay not having those and accepting the liability that if the files get deleted by accident using a legitimate method to delete them, then that's your risk to accept.

None of what you're doing ruffles my jimmies. As long as you're making an informed decision, and accepting the risks, then the rest is on you. If you don't care, then I certainly don't care either.