Mine still has an option to stick my debit card into a little device which will give me a code.

That wasn't Sam Altman, (un)fortunately, you must be thinking of a certain OpenAI investor: https://futurism.com/openai-investor-chatgpt-mental-health

It looks like the buzzwords all finally went his head

Are we not already on such a network? There are some here that moan about the Fediverse being too hard of a concept for the laymen to wrap their heads around. I do not disagree with them, but I like to see it as a moron filter that doesn't seem to exist on most other places on the internet.