This isn't just a Florida problem.
There is items that are either unique to Florida or are prevalent in Florida that make it the kind of state where this problem will happen first.
Unique to Florida is a lot of pseudo scammy ways that repairs occur after natural disasters which increase premium costs due to lawsuits causes by reconstruction occurring before appraisal.
Not unique but prevalent are the hurricanes and common flooding.
It's happening here in southern Louisiana. My insurance premium has been steadily increasing for the last 3-5 years.
Also, we're going through a drought which is causing a saltwater intrusion into our wetlands and wildfires in the marshes.
https://www.drought.gov/states/louisiana https://gohsep.la.gov/emergency/Saltwater https://www.wdsu.com/article/heavy-smoke-filling-the-air-in-new-orleans/45608195
Floridian here. My mom currently has Citizenship Insurance. Her rates will increase by about 11.5% by the end of the year.
Desantis!
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