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living that suburbpunk lifestyle
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This was written by a mortgage broker.
2.25% bitches. We ain't goin' nowhere for another 26 years.
hell yeah brother, 2.2 here. Fuck moving now!
1.53 here. But only for 7 more years before it goes back to whatever the market is.
Damn, how'd you get that sweet deal? Mortgage rates bottomed out at around 2.7% in Q3 2020.
I put a ton down (the entire sale price of my last house, which I owned outright) on mine to get 2.2. Plus my credit is like 810 or something.
Not bad for a dude who had his house foreclosed on in 2013.
Not bad indeed. I was also completely in the hole in 2013 with 800+ credit ... but didn't have nearly that much to put down, leaving me with a massive 2.8%. Not bad for a HCOL area though.
Not all mortgages are 30-year fixed. Rates are typically lower on 15-year and 10-year terms.
So he got a 26-year term?
15yr at 1.9% Free money.
I was just thinking not enough of my income goes to bank profits
Don't refinance Just act like it's financed for 8 percent, use the extra money you saved to pay all except $10 as fast as you can, that way the loan is all but non existent, but the account is still open, so you can then use that loan to pay for other expensive things and investments
This is actually how my uncle (who's a mechanic) bought 2 brand new cars. It's a very clever way of doing things.
Thank God mine's at 3% so I don't have to do this.
this post was submitted on 19 Oct 2023
327 points (100.0% liked)
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