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living that suburbpunk lifestyle
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this post was submitted on 19 Oct 2023
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Damn, how'd you get that sweet deal? Mortgage rates bottomed out at around 2.7% in Q3 2020.
I put a ton down (the entire sale price of my last house, which I owned outright) on mine to get 2.2. Plus my credit is like 810 or something.
Not bad for a dude who had his house foreclosed on in 2013.
Not bad indeed. I was also completely in the hole in 2013 with 800+ credit ... but didn't have nearly that much to put down, leaving me with a massive 2.8%. Not bad for a HCOL area though.
Not all mortgages are 30-year fixed. Rates are typically lower on 15-year and 10-year terms.
So he got a 26-year term?
15yr at 1.9% Free money.