It's definitely based on where you live... Whether you get a USDA backed loan, etc... I financed my house, 15 yrs ago when rates were between 3 and 6 percent. 2200sqft 3br, 2 bath, with half finished basement on a half acre, and deeded lake access point (Lake Norman) they wanted 120K, but I talked them down to 100K. Since it's out in the country ( about 15 minutes from the city), it qualified for USDA, which means no closing costs, 30 year FIXED RATE. I pay $650 a month for my mortgage...Only downside is that it was built in 1973, but there are so many houses out here like this, just sitting...

i have respect for my grandparents so i dont call them this but when they bring up stuff i just nod becuase its better to let them ramble than sit there and argue with someone who could have a heart attack.

I'm so old that I used to tell this story to people to figure out if they were too young to bother with:

A friend and I were in a cheap restaurant for breakfast after being up all night. Server brings the drinks we ordered, sets them down, goes about her business.

"... Hey! This isn't orange juice. This is Tang. Who does she think we are, astronauts??"

And then it got appropriated and misused so that anything, even perfectly reasonable statements like "you should be cleaning your butthole when you shower" by literally anybody even 27 year old men, gets a response of "okay boomer".

There's only two things I hate in this world: people who are intolerant of other people's generation, and the millennials.

I feel like “having it easier” can be relative. I definitely have it easier than my grandmother who is a black woman born in the late 1930s who only has a high school education. I’ve even had an easier life than my parents in many ways, even if they did achieve the “American Dream”. I may not be able to afford a house right now, but everything else has been easier as a whole so far. I’m in the USA, so we’ll see how the rest of it goes.

ETA: spelling

But "okay boomer" has just become a bland, flavorless retort that gets said by anyone to anyone for any reason.

It isn't an expression of frustration at an audience that rejects facts and reason, it is a pithy retort that gets thrown out to say "STFU" to someone in slightly more polite terms.

Like, the root of this isn't unfair. But as with so much internet lingo, the initial intent has been polluted by online gooners who latch on to a phrase and use it as a barb rather than to convey any particular kind of coherent message.

Can also be used to refer to a boomer who seems surprisingly OK.

👍

Exactly, I have more important thing’s to do than repeat myself to someone who does not care