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Insurance for my ebike is $25 per year, insurance on my car is over $3,000 per year. This is honestly one area where the economics make sense, the price does reflect the decreased risk of harming others.
Things like this make me terrified to ride a bike on the street with nothing but a painted line between me and tons of speeding metal.
Totally random car bombs. Only way. Just, completely random.
Only thing thay should be safe is ambulances and fire trucks.
Then insurance should be cheaper for them... what a dumb post.
On a side note: I wonder what the cost of all the bike-related crashes (caused by bikes) would add up.
A crash like the one in the video likely cost someone (insurance company, tax payers, other drivers, etc.) way more than hundreds of cyclist-caused crashes.
I'd be willing to bet that the administrative costs to have cycling insurance would likely be more than the insurance is worth.
Whereas with car insurance, you'd never be able to pay for the true cost of all the damage, lives lost, etc. That's why they cap liability to usually max $2,000,000.
I feel like most bike related crashes (not involving cars) are damage to the individual and not to property. Maybe to their bike, or minor damage elsewhere. If that's the case I would imagine medical insurance would be enough. I guess there are some really fancy bikes you might want to insure but you're right it's prob not worth the admin cost for even a 2 or 3k bike.
I put it higher up, but the cost to insure my USD2k bike is $25 per year. That covers theft, accident damage, liability, I keep it as theft insurance and very sure its worth it.
Insurance is gambling, and the house always wins, right? 24 of that $25 is probably theft insurance, the chance of injuring someone else on the ebike is not zero but so low it's immaterial.
Exactly. You don't hear about bikes crashing through buildings and store fronts. Or knocking down road signs. Or power lines. Or bus stop shelters.
Yeah, apart from medical costs, the worst a cyclist can do is maybe smash a window of a parked car. The maximum amount of property damage is maybe a few 1000. Nothing that an average person can't pay off within a reasonable time frame.
I'm willing to bet that most cyclists crashes cost the cyclist more (i.e. to fix/replace their own bike) than the damage they caused to other things. LOL
And that likely holds true even if the bike in question is the crappiest old piece of trash.
jeep dude with the frame-perfect brake slam
I think their entering the road “caused” the accident. The other driver was definitely going way too fast and their “evasive maneauver” aas whatever the fuck that was but the Jeep was fully in their lane when it all happened. Likely they thought they had time until it turned out that the other car was going mach 1, and then it instead of hoofing it out of the way they hit the brakes(it’s not a stop everything button).
Speculation, but I’d hardly call stopping in the other car’s lane “frame perfect”.
we definitely do not have enough information here to determine right of way, visibility, or culpability. pretty much the only thing we can say for certain is that the SUV driver was going way too fucking fast.
we definitely do not have enough information here to determine right of way, visibility, or culpability
lolwat? Yes, the SUV driver is clearly also at fault and was going way too fast, but the accident is almost definitely caused by the jeep.
They are either turning left or going straight, those are the only two options, and it is clearly not safe to have done so. They did not yield or stop for oncoming/cross traffic, period. Visibility is not a valid excuse, they didn't stop until they were well within the SUV's lane.
The SUV was very far when the jeep entered the intersection. The SUV didn't even appear in the video when the jeep started crossing. If that SUV weren't speeding that much that was perfectly safe to cross. How can the jeep imagine that the SUV was going that fast? When it entered the intersection the SUV might have even been too far to see how fast it was really going.
- nobody asked, dumbass
- how the hell is visibility not a valid excuse when you have no idea when the suv actually entered their field of vision. the angle gives us no info about that entire side of the street. how are they supposed to stop for a car that could easily have only come into view after they've entered? is there cross traffic offscreen that could have obscured their view? are there stop signs or red lights? is this even a straight road beyond the segment we can see? clearly you have all the info so please share.
If you can't see safely into an intersection, you go slowly until you know it's safe. Apparently you shouldn't have a license.
Doesn't matter if there's a stop sign or not, this type of intersection requires the SUV driver to yield, if not stop entirely.
And then the NOPE! outta there
cyclists still can end up severely injuring or killing a pedestrian.
So can pedestrians.
ok, and?
OPs title is a question of comparison, this person was answering it.
Am I the only one who regularly can’t see posts in this instance? It says media failed to load, and I feel like that constantly happens in fuckcars.
I think it's the "catbox.moe" hosting site that is the issue. At least for me.
(also if you’re using Quad9 DNS – Quad9 and Catbox have an long running beef with each other)
That might actually explain it! Thanks!
I can only see videos if I’m in the comment section. They never load if I click on it directly. On voyager on iPhone.
Loads for me on Connect app
Why is insurance not mandatory for cyclists?
Per the PPACA, health insurance is mandatory. This just isn't particular to cyclists because cycling isn't materially more dangerous than any other non-vehicular mode of transportation.
That's insurance for oneself.
Mandatory car insurance for drivers is liability insurance for everyone else. The driver is perfectly free not to insure their own vehicle (or their own injuries caused by their own driving).
The principle of health insurance is still that you are - statically - paying for someone else. It's liability for an unexpected injury or illness that exceeds ability to pay.
The difference between health and car insurance really boils down to the ability to total a car in a way you can't total a human being.
No, my point is that auto liability insurance covers the people you hurt while driving. It does not cover yourself or your own car, and it's perfectly legal not to insure your own car against your own negligence, even when it's required to insure everyone else's property against your own negligence.
The thing being insured is different, so an auto liability insurance mandate is fundamentally different from a health insurance mandate for oneself.
Maybe not that, bit have a look at the assholes who race at ebike top speed through the pedestrian zone.
Asshole in the jeep couldn't be bothered to stop and check on the people
You are assuming what they did after the clip ends. If it was me I would GTFO away from the falling power lines and stop a block away so to not impede traffic or emergency services. The guy could have called right out of frame.
They should have stopped because they witnessed an accident, and were probably more than somewhat at fault.
Going to help when power lines are struck are a great way to increase casualties or create fatalities. Approaching from a safe distance and keeping them in the car is the safest thing to do until responders can get there.
With loose power lines? No thanks.
You don't know if he did a u-turn mid block and came back. He had to at least get out of the travel lane on the main road.
Where is the source of the video? I’m almost convinced is AI, the grey car appears from nowhere and the black one when accelerates again after the “incident”, it seems to go to low on the asphalt, almost inside the street.
I believe this is the original. There's some extra footage as well so I'm fairly certain it's real. If you look closely, the grey car is hidden behind the black one right up until the moment it passes.
https://x.com/CBSNews/status/1543961632874823680
Sorry for the Twitter link
FYI for future reference, you can just switch the "x.com" part of the link with "xcancel.com" if you'd rather not send others to The Cesspool. A reflection of The Cesspool still smells, but not as much.
Thanks for it!
Don’t worry about it, there is always the Nitter link :)
It is in at least parts of Japan (if not all of it now)
this post was submitted on 31 Jul 2025
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