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submitted 1 year ago* (last edited 1 year ago) by malloc@lemmy.world to c/youshouldknow@lemmy.world

Amendments to the PayPal Privacy Statement Effective November 27, 2024:

We are updating our Privacy Statement to explain how, starting early Summer 2025, we will share information to help improve your shopping experience and make it more personalized for you. The key update to the Privacy Statement explains how we will share information with merchants to personalize your shopping experience and recommend our services to you. Personal information we disclose includes, for example, products, preferences, sizes, and styles we think you’ll like. Information gathered about you after the effective date of our updated Privacy Statement, November 27, 2024, will be shared with participating stores where you shop, unless you live in California, North Dakota, or Vermont. For PayPal customers in California, North Dakota, or Vermont, we’ll only share your information with those merchants if you tell us to do so. No matter where you live, you’ll always be able to exercise your right to opt out of this data sharing by updating your preference settings in your account under “Data and Privacy.”

edit: update title to reflect this is for PayPal USA users

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[-] lolola 133 points 1 year ago

Just logged in, just found it, just opted out. Thanks for the heads-up OP.

But fucking fuck. Can we put a stop to this? Legally? We could call it sometime like... The National Opt-out Policy Elimination (NOPE) Act or something.

[-] Schlemmy@lemmy.ml 81 points 1 year ago
[-] lolola 8 points 1 year ago

Ah yes, that thing that sites mention on those annoying popups before making us sign away our privacy anyway.

[-] pimeys@lemmy.nauk.io 76 points 1 year ago

That thing which makes Meta and Apple so scared they do not release their new products in AI anymore in the EU to pressure us to loosen up the laws. That has already been costly to these companies.

That prevents Paypal from doing this change in the EU.

The law that has been awesome so far.

[-] vxx@lemmy.world 11 points 1 year ago* (last edited 1 year ago)

Yeah, critics don't realise that headlines like that don't phase me at all since GDPR.

Clicking on "deny all" is well worth the positives. I think there's even add ons that do it for you.

[-] Ephera@lemmy.ml 30 points 1 year ago* (last edited 1 year ago)

Most of those popups are illegal, according to the GDPR. Both opt-in and opt-out need to be just as easily possible.

[-] lemonuri@lemmy.ml 11 points 1 year ago

Exacly, these popups are completely unnecessary and just a form of malicious compliance by the website creators.

[-] HK65@sopuli.xyz 9 points 1 year ago

They are not even compliance a lot of the times.

They are the equivalent of begging on the street, some of them aggressive enough that it's illegal.

[-] p03locke@lemmy.dbzer0.com 4 points 1 year ago

It's not illegal if it's not being enforced.

[-] Ephera@lemmy.ml 4 points 1 year ago

You can pick out a company and sue them.

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[-] mynamesnotrick@lemmy.zip 14 points 1 year ago

Same... So tiring. Fighting to not be someone else's product just by existing

[-] DODOKING38@lemmy.world 7 points 1 year ago* (last edited 1 year ago)
[-] BaroqueInMind@lemmy.one 14 points 1 year ago

In the app - Profile - Data & Privacy - Personalized Shopping

[-] Routhinator@startrek.website 7 points 1 year ago

Sigh.. Not showing up for me. Is this affecting all regions?

[-] flubba86@lemmy.world 5 points 1 year ago

I'm in Australia, not showing up for me.

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[-] Schlemmy@lemmy.ml 58 points 1 year ago

Yeah, that's illegal in the EU.

[-] snrkl@lemmy.sdf.org 39 points 1 year ago

I only skim read, but the provided link seems to me that opting out isn't an option:

However, if you would prefer to decline them, then you will need to close your PayPal account prior to the applicable effective date, as described in the user agreement.

[-] turtletracks@lemmy.zip 20 points 1 year ago

Well, bye PayPal

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[-] CrayonRosary@lemmy.world 32 points 1 year ago* (last edited 1 year ago)

In the Android app, open your profile, tap Data and Privacy, then Personalized Shopping, then toggle it off.

[-] dornad@lemmy.world 3 points 1 year ago

It’s the same on the iOS app.

[-] DarkThoughts@fedia.io 32 points 1 year ago

Misleading. This only applies to the US.

[-] Blackmist@feddit.uk 17 points 1 year ago

Was gonna say... The EU would have been up their arses with a cactus for that.

[-] underthesign@lemmy.world 5 points 1 year ago

Replied to another poster as well, but this setting is present in my UK PayPal account too and needed turning off.

[-] DarkThoughts@fedia.io 3 points 1 year ago

Well, I guess non EU countries would be more accurate then.

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[-] melroy@kbin.melroy.org 27 points 1 year ago
[-] KnightontheSun@lemmy.world 5 points 1 year ago
[-] melroy@kbin.melroy.org 4 points 1 year ago

After facing backlash earlier this month, PayPal PYPL +1.9% rescinded a line in its policy stating that spreading misinformation on the platform would be subject to a $2,500 fine. Today, the remaining language leaves users and elected officials demanding more clarity over how the platform defines fine-worthy speech.

A part of PayPal’s user agreement that says any customer in violation of the platform’s “acceptable use” policy is subject to a $2,500 fine has been in place since at least 2013, according to the website’s archive. The fine had largely gone unnoticed until earlier this month when PayPal updated its acceptable use policy to state that messages which are “fraudulent, promote misinformation or are unlawful” are in violation of the policy and, by extension, subject to the fine. The “acceptable use” policy stated that determinations of which messages violated the policy would be made at “PayPal’s sole discretion.”

After drawing intense backlash from commentators stating that the policy could infringe upon free speech, the company rescinded the line in the policy citing misinformation and issued a statement saying it was posted in error on Monday, October 10. "PayPal is not fining people for misinformation and this language was never intended to be inserted in our policy," a spokesperson for the company said. PayPal’s former president David Marcus was among dissenters, posting a tweet objecting to the policy update, which was amplified further when Elon Musk responded “Agreed.”

“PayPal’s new AUP goes against everything I believe in,” Marcus’ tweet reads. “A private company now gets to decide to take your money if you say something they disagree with. Insanity.”

The note about misinformation was removed from the acceptable use terms, but the $2,500 penalty for violations remains, causing continued concern.

PayPal’s website still lists “provide false, inaccurate or misleading information” under the “restricted activities” portion of its policy. Violating the “restricted activities” portion does not result automatically in the $2,500 fine that breaching the “acceptable use” agreement does, but it may still result in charges, account suspension or other punitive actions.

Unfortunately for PayPal, now that the $2,500 fine has landed in the public eye, it has fallen under close scrutiny. “Concerned about this language still in PayPal’s terms of service – it’s vague and seems like it could be weaponized to control speech,” Representative Tom Emmer (R - MN) wrote in a tweet on Thursday.

The ordeal has spurred a call for people to delete their PayPal accounts with #PayPalCancelled and #DeleteVenmo gaining momentum on Twitter. Where the policy finally lands may be especially relevant to PayPal’s Venmo, a peer-to-peer payments network with a social media feed where users share messages attached to their public transactions.

[-] nothingcorporate@lemmy.world 20 points 1 year ago

Sigh, yet another enshittified service to cancel.

[-] cakeofhonor@lemmy.world 4 points 1 year ago

As much as I support the notion. Some people, I'm thinking especially about international buyers and sellers, aren't going to be able to do this. PayPal has too much of a monopoly on that front.

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[-] Nonononoki@lemmy.world 19 points 1 year ago
[-] underthesign@lemmy.world 4 points 1 year ago

Incorrect. It's in my UK PayPal account settings too and I turned it off.

[-] Coach@lemmy.world 18 points 1 year ago

Thank you. Just closed my account. Didn't need it anyway and I sure as fuck don't need to be generating income for PayPal anymore.

[-] credo@lemmy.world 16 points 1 year ago* (last edited 1 year ago)

Lol, paypal now has an option to store your SSN and passport info. What a scam.

Account deleted.

https://www.paypal.com/myaccount/privacy/ -> Delete your data / close account

[-] killabeezio@lemm.ee 5 points 1 year ago

Oof. Thanks. I deleted mine as well. Never really use it anyway because I was always afraid of what they might do with my money.

[-] Tugboater203@lemmy.world 12 points 1 year ago

Thanks for the heads up, I would have missed that.

[-] Asidonhopo@lemmy.world 10 points 1 year ago

Venmo is owned by PayPal, but I couldn't find any information about if similar Venmo TOS changes are planned or already in effect.

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[-] ryan213@lemmy.ca 7 points 1 year ago

Anyone know if this applies to Canada too? I looked but couldn't find it.

[-] malloc@lemmy.world 7 points 1 year ago

Page mentions “Notice of Amendment(s) to the United States PayPal Agreement(s)”. So it’s likely US only (for now).

If you don’t see the “Data and Privacy” option to opt out on their website or app. Then it’s likely they are not sharing your data, yet.

[-] reksas@sopuli.xyz 6 points 1 year ago

good thing i canceled my paypal account years ago and specificially told them to delete all information about me, not that i have much trust they obey the law if they can get away with it

[-] Sinatra@lemmings.world 5 points 1 year ago
[-] riodoro1@lemmy.world 10 points 1 year ago

Go ahead and list all services you use so we can make fun of you.

[-] ColdWater@lemmy.ca 5 points 1 year ago

Luckily my country has a standard payment system for every bank in the country so I don't to use this shitty ass service

[-] asymmetric@slrpnk.net 4 points 1 year ago

Is this a thing for EU accounts, or does GDPR prevent it?

[-] malloc@lemmy.world 4 points 1 year ago

Seems pp rolled this “feature” out to USA only due to our lax regulations on privacy. Another user (in Canada) pointed out the option was not seen in Profile & Data

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[-] techgeek420@lemmy.world 4 points 1 year ago

This must be US exclusive as here’s my options in Canada… https://i.imgur.com/9mnQ5aw.jpeg

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[-] bluewing@lemm.ee 3 points 1 year ago

Thanks! Turned that BS off right now!

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this post was submitted on 12 Oct 2024
903 points (100.0% liked)

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