I think it is more than safe to say that not using an AI agent in the future, while possible, will be like trying to function in our world without a smartphone. Possible of course, but you are at a disadvantage

My friend, I think you have it backwards.

AI use vs genuine human interaction is going to be like getting a machine made t-shirt at Walmart for $5 vs hiring a tailor. AI is going to give you a markedly lower quality job for much cheaper, and that's going to be its utility.