Wow this is so helpful. I thought skipping iPhones and avocado toast would cover it, but putting down Fido definitely makes sense.

Here's a couple more ideas:

• Never leave your house.
• Actually, get rid of the house, tents offer shelter at a fraction of the cost
• Let grandma pull herself up by her bootstraps, physical therapy isn't cheap.
• If you have children, help them with interview roleplay, putting little ones to work can be a great way to increase your household income
• cut out alcohol, tobacco and caffine, those costs can add up quick!