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this post was submitted on 11 Feb 2024
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I have, I bought a quite recently.
While shopping, homes we looked at had been on market for awhile, and there was no such case of what you described. We actually got our house for 15k under listed, as we found a couple minor issues we brought up to get the tag knocked down during inspection.
There continue to still be houses for sale in the area at reasonable prices, I've seen some take weeks on end to sell.
And I never found the prices listed on realty sites to be off from actual sale.
Well good for you.
How much was it? What town, if you don't mind me asking? And how long did it take you too save enough for your down payment?
Edmonton, AB.
265k, 2 bed, 1.5 bath, unfinished basement, no garage, definitely a bot of a fixer (has a lot of landlord specials left behind we had to put work into fixing up)
Took a year and a half to save up the down payment + nest egg at ~$700/month set aside by cutting out a lot of expenses and living sorta frugal. No mcdonalds, no buying fun stuff, meal prepping, canceling subscriptions, etc etc.
We were at the time making a total of 70k combined before taxes. We could've prolly saved even more but we didn't want to go full peasant mode, lol.
I also had a large chunk of crypto from many years prior (~12k value at the time we signed the mortgage) I could've dipped into if needed, but we actually never needed to sell out that for the house and I wanted to keep holding it.
Good thing I didn't give in and sell, because a year later that 12k turned into 22k and I used that to substantially improve the home and build my makerspace in the basement, as well as build my garden in the back.
The house is definitely got a lot of... character... but I'm very happy with it and I don't need or want a bigger home. It's small with a big yard which means less space to clean, and all the fixing stuff keeps me busy.
I could do with less electrical issues though, prior owners didn't seem to give a shit about proper wiring work and I've had to basically re-install every switch and plug in the house. Also went on a fun adventure pulling ethernet through the attic to got modern wired gigabit internet delivered to key points in the house so everything didn't have to use wifi. Added security cameras, a PoE switch and server rack in the basement, and got air conditioning installed recently too.
House feels like a home now, and that's what matters.