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Healthcare
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this post was submitted on 28 Nov 2023
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Just herniated a disc and was told it's really bad. Can't afford treatment so I go back to full duty at work with a physical bulge in my spine. Not really sure why I'm paying $600/m with no damn benefit
One bump and you're in a wheelchair. Hope you get better.
Wheelchairs aren’t covered sorry
One bump and you're in a chair
If you can afford physical therapy it's very worth it. It probably won't fix it, but it can reduce the amount of pain you're in.
Oddly enough talk to your physical therapist. Their cash price is probably cheaper than what insurance pays them. My copay was $50/session. The cash price was $35/session.
That's a really great price! I have really good insurance so fortunately I don't have to worry about it, but the last time I had PT I overheard someone in the waiting room paying $150 a pop. 😬
I tried calling around. The cheapest is $40/session and could range from 10-20 sessions due to how bad it is. I don't have the spare money for that. I make $120 at the end of the month and I can't even save that most of the time due to surprise expenses all the time.
I'm not American, and just wondering if it's a requirement to have the $600/m taken from your pay, which I'm assuming is for health insurance? That's a crazy amount to throw away every year, especially if you still have to pay extra for treatments that you need for functioning.
I'm not sure the laws and such but I only have the insurance because I have a 6y/o who does need medications and regular visits. Though we got a letter letting us know they will no longer be covering them. We have insurance through my wife who has to have it in order to cover our daughter and to add me isn't much more so that's the only reason I even have it.
If you can afford the $40 once they will probably be willing to work with you on exercises that you can do until you can afford another session. Patients having trouble affording it is a very common problem, and they're used to modifying plans on the fly to accommodate patient needs.
Sorry dude, I know it's fucking awful to be living with a herniated disc.
Thank you for this advice! I spoke with them and they were able to help me by sending me home with a plan. I really appreciate your advice because I was really defeated over this.
That’s great dude!! I’m really glad you were able to get some help and I hope the PT exercises work out for you.