Her typical monthly expenses:

• Internet: $135
• Phone bill: $80
• Car repairs: $50
• Car insurance: $184
• Gas: $150
• Groceries: $400
• Eating out: $60
• Coffee/tea: $20
• Alcohol: $40
• Her cats: $350 (food, meds and litter)
• Haircuts/cosmetics: $150
• Apps: $30

Ok, she doesn't have an income problem, she has a spending problem.

The internet + phone bill of over $200 a month is insane! She can negotiate/switch her internet bill to at least half that. And she can switch her cell phone to something like public mobile for 1/4 of what she's paying now.

Car repairs, gas, insurance... if you can bike in your small town, this will save you a fortune. Also, consider switching to CAA's pay-as-you-go insurance, which works incredibly well if you also bike.

Food... way, WAY overspending here. $400 a month could feed a family of four, so that needs to be looked at. And "eating out, coffee, alcohol" should be cut completely if she's struggling.

Her cats... well, pets are a money pit. This will always keep her debt.

Haircuts/cosmetics. I'm not a lady, so I can't say whether this is a typical expense or not, but unless she makes a living based on her appearance, this should be trimmed (no pun intended) to a more reasonable level.

Apps... I'm going to assume these are subscription services totalling $30 a month. Insane. Cut those out unless absolutely necessary.

If someone can help her budget, she could easily be saving $500+ a month with little effort.

$50k for an individual living in a small town should have her living like a queen.