It has been a choice since the Reagan years (both parties actually) and even before with the redlining etc. I just finisihed reading "There is No Place for Us: Working and Homeless in America" (Pulitzer Prize Winner) by Brian Goldberg. There are walking saints in this world and one of them is a person featured in his book "LA Pink." He focuses on some families in Atlanta. I highly recommend. He covers from about 2019-2022 so pretty recent. I feel it is really a bruise/scar on our nation that so much of this stirring of human misery/exploitation on the poor (working poor) is so prevalent and seems to never end. Remember the stories from The Jungle, the Tenenment Slumlords who were millionaires, the Triangle Shirt Factory fire??? They are still doing the same shit but making it legal. There is some fucking Heritage Foundation stooge either taking apart the proposed legislation or putting in these loopholes to allow the wealthy to fuck over the poor every time. There has been a class war going on from the beginning, they just don't like when we fight back.