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we're a nation of middlemen
(lemmy.ml)
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this post was submitted on 19 Jan 2026
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Microblog Memes
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I hope she's criticizing for profit companies and not the concept of health insurance per se.
You give me money in exchange for a promise, and I won't honor that promise when you ask for assistance.
What's the point of health insurance anyway?
They just charge exorbitant prices for basic BS. Single bandage at the hospital? $20 please JUST for the bandage, nothing yet for the nurse, no no that's separate.
Meanwhile you could get 10 bandages at the local pharmacy for $5 and if you're nice the clerk wraps it around your wound.
The only system that makes sense is a controlled state system like we have in the EU where the prices are strictly regulated.
Hell, even here the prices are high, but not THAT high.
Technically, that's the hospital extorting the insurance company, but it's connected for sure.
Both are horrible to ever exist!
And for the same reason - it can never be a free market if demand and supply aren't both free.
Wanting healthcare when in need isn't really that much of a free choice (demand).
That means on supply side where everyone is motivated by profit you don't need any sort of collusion for everyone to consistently pump up healthcare costs & healthcare insurance premiums, there just isn't any downside.
Direct market competition is financially pointless so all you ever see is mergers.
Oh - and comprehensive national healthcare has insurance built in naturally & efficiently bcs countries have millions of people that pay for healthcare (and no profit is privatised, even better, participants aren't driven by profit).
In recent decades in Europe we underfunded national healthcare providers & are now slowly privatising it - costs are soaring (nothing compared to USA, but we know what's happening, yet we don't vote for it/representatives don't act on it).