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we're a nation of middlemen
(lemmy.ml)
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this post was submitted on 19 Jan 2026
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Microblog Memes
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Have you noticed a weird pattern where in your country, with insurance, the prices for non-insured individuals are through the roof? Even simple medications or procedures are so expensive you're almost guaranteed to suffer financially from any medical procedure. Ever noticed that?
The issue with a snarky "learn what insurance is about" is that insurance companies, especially in the US, especially within healthcare, figured out a loop by which they can increase the prices so absurdly high that you need insurance and even with insurance, you're likely going to suffer. So yes, your simplistic logic of "you pay insurance an affordable amount per month now, so that if you need something expensive later they cover you" is fundamentally destroyed by the reality where insurance companies can determine the final price, and therefore, it shifts from actual insurance into mafia.
But maybe nuance is not the strong suit of the average US citizen, so I guess a one liner snarky reply is all your working memory can afford to think through.
Also, their argument could be destroyed be simply looking at other countries, like most european ones, where healtcare is paid by taxes so everyone get low-cost healthcare and if they really want private healtcare they can still pay a company
Health insurance in sane is fine though, so the thing in the screenshot is bollocks. That's the point of the comment.
"it's easier to fool someone than it is to convince him that he's been fooled"
Actually, if you ask about the non-insurance price, it is often significantly reduced. Places massively overbill, so that the insurance can claim they got you a discount. The real price is often even lower.
But yes, it's a scam to make you believe you "need" insurance. Most probably only need like catastrophic insurance.