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this post was submitted on 16 Aug 2025
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Sadly, not necessarily true. In the US, all it takes is one family member with a severe chronic illness tovery quickly erode that to the point that you are back at work. I think $10MM is the magic number but $100MM is a really good number to ensure that you and.your loved ones are taken care of.
To add to this, this also probably goes to something that seems to have been largely lost between the Baby Boomers and the next generations: the concept of passing on generational wealth. I know my parents have flat out said that they're planning on using all the money they saved working.
Keeping enough money not just to ensure that your family is taken care of today but in the future for possibly generations to come is the kind of thing I can only wish to do.
As a young gen-Xer, I remember seeing a book title (aimed squarely at boomers, much like nearly everything was marketed my entire life. Well, until the culture essentially skipped to marketing aiming nearly everything at Gen Y, lol.) that was about saving for and spending all of your money and leaving your offspring essentially nothing.
I remember being kind of taken aback by the brazen "me generation" pitch - enough to pick it up and read the back and a bit of the intro to see if it was really what the book was about...I wish I could remember what book it was.
That's a good point, I'm currently leaning on corporate sponsorship to support my wife's severe chronic illness. It'll be a lot easier once Medicare kicks in.
Wishing the best buddy