Hey. Just FYI. That's all outdated now. Ethereum forked to use 99.9% less energy. (To a sustainable point). Several other coins have followed including Cardano. And transaction times on both are within minutes, sometimes seconds. (Whereas my bank takes days). Though admittedly sometimes it takes an hour or two for a transaction to complete if there's a lot of traffic.

I buy a lot of stuff (not drugs! Wow!) through crypto - and payment processors aren't even needed. You can literally get a chrome extension to access your crypto wallet to pay for things directly. Which is why crypto is such a threat to payment processors and fiat currency. Because crypto is the same as basically opening your wallet for cash, throwing that cash at the screen, and that works to buy whatever's on it. Visa and Mastercard can get fucked.

Bitcoins original white paper was very specific: the point of crypto is to take the power away from the assholes like Visa and Mastercard. But also from Banks and the Fed. No one person or entity should control these things. So Bitcoin decentralized them.

And now, 15 years later, it works pretty fucking well. That's why the price has increased 1000%+ in that time.

(EDIT: To be clear, saying someone doesn't accept Bitcoin is like saying someone doesn't accept gold. You're using the wrong digital currency. There's plenty of others that don't need payment processors for transactions.)