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No, they're not.
Not sure where you heard this, at most you need to register your bike with the police so they know who to fine if you leave it overnight somewhere it's not supposed to be
The US doesn't need to do that because a left bike will be stolen before it's been there long enough to bother anyone.
I lived in Japan for a few months
“All Bicycle Riders Must Enroll in Bicycle Liability Insurance in Tokyo (and some other prefectures in Japan)
The Tokyo Metropolitan Government requires all bicycle riders (including children) to purchase Bicycle Liability Insurance in Tokyo.”
https://www.japanlivingguide.com/expatinfo/transportation/cycling-rules/
No, that's covered by the "TS Mark" that you get when you buy and register the bike.
It’s an annual insurance, it’s ¥2-5000 a year which is around $20.
Are you talking about the TS-mark? You get it when your bike is registered and inspected. If your bike is registered and inspected the inspection fee covers the TS-Mark, you don't need anything else.
I don't know who sold you that crap but it sounds like you got scammed.
TS-mark is just one of the types of insurance you can get, you can also get other types of insurances without the inspection. The TS-mark still requires an annual fee to cover the insurance
You mean to cover the inspection fee? The inspection sticker doesn't have an annual fee.
You don't need anything else other than the inspection sticker.
Do you live in Japan? Because your knowledge of this sounds to be like trying to talk to ChatGPT.
https://www.tmt.or.jp/safety/pdf/English.pdf
It's funny because I was thinking the exact same thing of you, lol. I've lived here for 10 years, 3 of that in Tokyo.
Had the police pull me over one time in Tokyo and they checked my bike and didn't say anything about insurance.
That law is unenforced.
So first the law isn’t real, I show that the law is real and then the claim is it is unenforced so next when I state that over 60% of residents in prefectures have liability insurance how are you going to move the goal posts next