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Not really a meme meme, but i felt like i had to :s
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this post was submitted on 24 Jul 2025
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I'm not a cryptobro but these things make me want to hodl on some
cryptocurrency is absolutely not going to be a substitute. what happens when your client's money drops in value halfway through working on their commission?
Easy. Agree on the price in a more stable currency, and pay the equivalent in crypto when the work is done.
Or what happens when governments ban crypo exchanges?
I think the real answer is for us (the electorate) to start electing officials who aren't puritanical twats. Way way harder to do tough.
Is this a serious question? Crypto is inherently decentralised and anonymous, from the base technology of the blockchain. The existence of crypto exchanges is directly opposed to its entire thesis as a digital currency, and only exist because people now treat it like a speculative asset and not like money.
Yes it's decentralized and very hard to stop to parties from making a crypto transaction. But what about cases where you need to convert your crypto to say euros because the person/business you need to pay doesn't accept crypto? Don't you need an exchange for that?
How easy/ widely accepted is it to pay for things using crypto (gas, rent, mortgage etc.)?
The point I was trying to make is that if paying for stuff in crypto isn't ubiquitous, it's far less practical as a form of currency.
Not agreeing or disagreeing, but just a note that the alternstive to exchanges is peer to peer trading of cash/crypto where two individuals agree to swap. Obviously a lot more tedious and hard to do that, but with the right tools and mass adoption it could be feesible.
If the government wants to ban crypto all together though, i doubt any solution could exist.
Would make it difficult to on/off-ramp though. Though I guess, theoretically, it wouldn't be necessary if you can use it for payment.
Could use a stablecoin that's pegged to USD or EUR.
USDC seems relatively safe given how much traditional investment is tied up in Coinbase and Circle.