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OMG noooo!
(lemmy.world)
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They will never understand that. I knew a guy who refused a raise because it would put him in the next tax bracket. I didn't even try to explain it.
When I was in my early 20s there were a few personal finance things like this I didn't understand. Here are a couple examples:
But I grew up and learned these things in my 20s and didn't carry those mistakes into later adulthood.