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Priorities
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We really need more high density housing closer to urban centers, but Americans seem to be allergic to it. Everyone wants their single family house. Also too, without subsidies they're is no profit incentive for developers to build the necessary housing stock, they all shoot for "luxury" housing because it's the most profitable.
I've always wanted like... A townhome. But the problem is anything like that (even away from city/population centers but still near enough to commute is astronomically expensive.
If only we made a school for teaching people how to do the things we need most. It could be run by the government as a nonprofit. We could incorporate medical and all the other industries we are getting gouged by.
I mean, public state universities could fulfill this role if they could get past their admin rot
So cap rent. If a developer wants to build, they need to build what people actually need. You don't need to hand them boatloads of money to make affordable housing more profitable than non-affordable housing, just ban the unaffordable housing nobody needs.