What's stopping you from being rich?
Let's say this is right. Then you should try to explain this: Why are most people not rich?
Did everyone just collectively decide "nah I want to be poor, be stressed and live paycheck to paycheck"? No, of course they don't. No one does.
Your logic is idiotic because you don't realize the rich became rich by exploiting other people, namely the working class.
Are they? Or is it because everyone knows their efforts are not compensated properly?
If you want people to not be lazy, pay them. You pay 10 dollars, you get 10 dollars of effort. Blindly labelling this as being lazy is quite a... hear this, a lazy way of thinking. Heh. Millions are studying in university to get a job, I would say that they are working really hard! But are their efforts reciprocated properly?