[-] POTOOOOOOOO@reddthat.com 1 points 1 day ago

Lemmy has a lot of Linux users and I just wanted to throw it in there.

[-] POTOOOOOOOO@reddthat.com 1 points 5 days ago

Sure!

My goals for dividends is to make enough to just barely get by in the event of a layoff. I put my desperation expense at around 8k-11k. I'd like that in passive income.

I have an emergency fund outside of the taxable brokerage. It's enough for a year.

My bills are all at the beginning of the year (mainly February - July) then my bills are non-existent almost. So Auto deposit isn't the best of ideas. But whenever I get over a threshold in my account then it goes to investments. I am very consistent with that when I am able.

My goals are to have enough money that I can do a soft retirement or I think people also call it Barista fire. If I stay at my place of work long enough, then full retirement. I just value my financial safety in times of uncertainty.

My guess of a plan would be ~3000 shares of SCHD on DRIP, and at least 2 other maininvestments leaving about 5-10% in risky investments such as QQQM. I want to focus on having enough dividends for the ability of having passive income.

Time frame is ~8k in dividends in 5 years if I can. All in a brokerage account. Then once I feel I have my safety net then go after more growth oriented. Plus that is what the 401k is focused on.

Going through 5 jobs in 5 years to me was stressful. I want a safety net of passive income first. I just don't want to throw all my eggs in one basket with an ETF that I like a lot. I want diversity.

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submitted 6 days ago by POTOOOOOOOO@reddthat.com to c/fire@lemmy.ml

Greetings,

Hi, I'm a US based, mid 30s, Linux user.

I mainly hold a lot of $SCHD in my brokerage but I feel like I should possibly diversify. I don't know a lot about REITs and I have none in my portfolio. I also have little tech exposure as $SCHD doesn't buy much. So, I complement it with a bit of $QQQM.

$QQQM has almost no dividend. I don't generally want to sell any stocks. I looked into $JEPI but it seems to not keep up with the market. My goal is to never sell because of Tax reasons. I'm definitely more of a dividend investor.

I don't want to get much exposure to healthcare. Ever since late last year I think the industry has been heavily under heavy scrutiny. I don't expect it to do as well. Plus, I don't like the idea of making money off people who are sick.

I like the idea of having a second source of income. I live very frugally and had 5 jobs in 5 years. I think I settled on a great place to work; but the fear and concerns from layoffs are always there. It's nice having a soft cushion of dividends.

I have a 401k largely investing in fortune 500.

I was would like input from others.

[-] POTOOOOOOOO@reddthat.com 1 points 6 days ago

Thank you. All very good points.

[-] POTOOOOOOOO@reddthat.com 2 points 6 days ago

Hopefully none, why do you like Gnome? I thought it was okay, but I really love KDE more. I don't hate Gnome. It seems really good for anyone who uses a touchpad or touchscreen.

[-] POTOOOOOOOO@reddthat.com 1 points 6 days ago

It's what I use!

[-] POTOOOOOOOO@reddthat.com 1 points 6 days ago

Glad you said that. I had that issue on my fedora computer.

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submitted 1 week ago* (last edited 1 week ago) by POTOOOOOOOO@reddthat.com to c/linux@lemmy.ml

I made the unfortunate post about asking why people liked Arch so much (RIP my inbox I'm learning a lot from the comments) But, what is the best distro for each reason?

RIP my inbox again. I appreciate this knowledge a lot. Thank you everyone for responding. You all make this such a great community.

143
submitted 1 week ago by POTOOOOOOOO@reddthat.com to c/linux@lemmy.ml

Also why does everyone seem to hate on Ubuntu?

61

How do less banked people charge an electric car?

Context: I don't own an electric car yet. I don't have a credit card due to identity theft.

50
20

Is Linux and WoW like oil and water?

I'm running this on a laptop with a 4070. I'm getting like 7fps in something I should be getting in the hundreds of fps with.

Then I rebooted and it's like the whole thing disappeared. I'm not a full linux guy... Yet.

Any advice would be appreciated. I was using Nobara.

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submitted 2 months ago by POTOOOOOOOO@reddthat.com to c/asklemmy@lemmy.ml
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submitted 2 months ago by POTOOOOOOOO@reddthat.com to c/asklemmy@lemmy.ml
110

This is assuming it's sealed and has a proper stamp. Post cards are more expensive than cheese. And who doesn't like cheese right?

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submitted 3 months ago* (last edited 3 months ago) by POTOOOOOOOO@reddthat.com to c/buddhism@lemmy.world

I want to start with a bit of a story. A few months ago I was laid off.

I was too stressed from the layoff to eat and lost a lot of weight. My doctor said I may have cancer. I started going through tests ultimately to find out I am clear. My friend at the same time was diagnosed and died of cancer shortly after.

I found a job right away, but my other friend and coworker didn't. For the last ~10 months I searched for jobs for with him until I knew he had healthcare and medicine.

Now that he is employed I feel like I lack a purpose. I wonder why I survived and thrived when so many others can't. I really don't feel I deserved that.

I always found Buddhism interesting but a few months ago it just clicked. It was like I found where I should be. There's no temple near me that is in English and I'm far too shy for a local community. I'm kind of following what I think is a path with no clear direction at times.

I feel the need to solve the world's problems. I just don't know how. I don't know where to start. I just want to help. And I want to be a better whatever I am. I didn't take any vows. I don't really know how to proceed. Heck I don't even think I meditate correctly. I'm still alive when others are not; and I want to take advantage of that. I want to make the world better.

I'd like your input.

Edit; I got a lot of work to do. Thank you all for your kind words.

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submitted 3 months ago by POTOOOOOOOO@reddthat.com to c/asklemmy@lemmy.ml
[-] POTOOOOOOOO@reddthat.com 158 points 3 months ago

Tldr Mint is invasive.

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HELL YEAH BROTHER (imgflip.com)
[-] POTOOOOOOOO@reddthat.com 64 points 5 months ago

AI Weapon Detector is a thing? What the heck?

[-] POTOOOOOOOO@reddthat.com 111 points 6 months ago

I have a friend who has a prosthetic. Sure they could live their life in a wheelchair. But this guy goes hiking, and acts like a fully capable walking person. The quality of life is huge. It really gives back their life.

[-] POTOOOOOOOO@reddthat.com 98 points 6 months ago

People keep giving me steak house gift cards.

I'm a vegetarian. I can only eat a roll there.

[-] POTOOOOOOOO@reddthat.com 61 points 8 months ago

Hi. I hope my own experience can help you. I have a whole bunch of learning disabilities and very bad anxiety/panic issues. I graduated high school with a 5th grade reading level; and frankly I was pissed. No one should have fallen between the cracks as much as I did.

I got stubborn and angry and I did something about it. I refused to let life just push me down and accept it. It's a bumpy, rocky, uphill climb. But you can do it.

IQ doesn't mean crap. I encourage you to go out there. Walk outside. And be pissed off at everyone who told you that you were not good enough. Now imagine proving them wrong. Let that guide you a bit.

Feel free to PM me if you want to talk. I've been in your shoes. It does 100% get better.

[-] POTOOOOOOOO@reddthat.com 81 points 9 months ago

Health Insurance that covers next to nothing but costs a fortune anyway.

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POTOOOOOOOO

joined 1 year ago