Lloyds? they're closing my local branch as well really need to go in and close the accounts tbh.

I've ran my own business for about 5 years but ok.

How does what you said have anything to do with my comment.

wat

Surely that falls afoul of some sort of equality legislation/disability legislation?

Set up a system where you need to have

A: An account here over a certain age

B: A reasonably high bar of activity where it can be ascertained if the account is acting in good faith.

Imo the reasoning for doing this is a noble one but its very very open to being exploited unfortunately.

How to get yourself killed 101