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submitted 8 months ago by downpunxx@fedia.io to c/privacy@lemmy.ml

Romeo Chicco’s auto insurance rate doubled because of information about his speeding, braking and acceleration, according to his complaint.

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[-] rem26_art@fedia.io 141 points 8 months ago

I'm rootin for ya, Florida Man

[-] possiblylinux127@lemmy.zip 48 points 8 months ago

For once it's not a crazy headline. It feels like the Florida men are always doing weird stuff

[-] sugar_in_your_tea@sh.itjust.works 39 points 8 months ago

Because they have open records for police activity. The same crazy stuff probably happens in your area, it's just not required to be public information.

[-] LWD@lemm.ee 23 points 8 months ago

It's pretty impressive that lack of privacy in a single state can create an entire stereotype about it.

[-] Passerby6497@lemmy.world 2 points 8 months ago

Just goes to show how releasing information selectively (in this case, just 1 state) can influence public sentiment and stereotypes.

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[-] beebarfbadger@lemmy.world 2 points 8 months ago

No no no, that's just "Florida Man", that's the one dude you keep hearing about. Florida Georg is a statistical outlier and should not be counted.

[-] yessikg 94 points 8 months ago

Finally, a positive Florida Man story

[-] hglman@lemmy.ml 48 points 8 months ago

Florida Man is Chaotic Neutral, it has no purpose, no goals only the exploration of what is possible.

[-] Atemu@lemmy.ml 10 points 8 months ago

Not sure it's positive; given the US' asinine privacy laws, I don't see this going anywhere.

[-] mac@infosec.pub 66 points 8 months ago

The most sane news headline starting with "Florida man"

[-] mipadaitu@lemmy.world 44 points 8 months ago

Don't worry, we've seen this before. Case dismissed because of lack of standing, due to the fact that there were no damages.

[-] plz1@lemmy.world 20 points 8 months ago

His rates doubling wouldn't be considered damages?

[-] delirious_owl@discuss.online 33 points 8 months ago
[-] nifty@lemmy.world 10 points 8 months ago

Finally, the hero we need!

[-] init@lemmy.ml 28 points 8 months ago* (last edited 8 months ago)

This is a tough one for me. I'm pro-privacy, but I'm also pro-sane driving habits.

EDIT: Thanks for the replies and some constructive DMs. You brought up a lot of things I needed to consider that my lighthearted comment and thoughts behind it ignored. Privacy is and should be a fundamental right. This comes before the right to drive aggressively or defensively. Privacy should be non-negotiable.

I'm going to leave this comment up because I believe it is a teachable moment. I have reevaluated my position, and I am wrong. Thanks for the thoughtful replies.

[-] dsemy@lemm.ee 31 points 8 months ago

Corporations shouldn't get to decide if you're a sane driver.

[-] capital@lemmy.world 3 points 8 months ago* (last edited 8 months ago)

I’d like to see this guys report vs mine before deciding.

Edit: uh oh, shitty drivers detected.

[-] bane_killgrind@lemmy.ml 7 points 8 months ago

Nah just people that understand that the insurance companies will do everything to optimise profits over everything, using any excuse they can.

Heuristics like this will squeeze pennies out of middle earners and be gentle to the more "competitive" customers, that can afford not driving or going to a competitor.

[-] BlitzoTheOisSilent@lemmy.world 5 points 8 months ago

Yep, I/my car was involved in 3 accidents over the course of 2 years almost a decade ago. First I was rear-ended, second someone turned into me cause they were in the wrong lane, and the final one I wasn't even in the car, it was parked in the city I lived in and was one of 7 cars that were hit during a police pursuit.

That last accident, I had the same insurance company as the guy who was evading police. When I called to file a claim, the woman told me, "Well... We're not sure we'll be able to offer compensation, as your vehicle is one of seven involved, and the driver's insurance only covers XYZ amount, so we may need to put it under your policy." I told them absolutely not, it was not my problem that they willfully insured a criminal, and that I had been a customer for 5+ years, never missed a payment, and did absolutely nothing wrong in this situation. She still pushed, and I told her if that was the route they wanted to go, she could cancel my policy that minute, and suddenly it turned into "Well, let's see what we can do."

Fuck insurance companies, all of them, literally all of them. They also initially refused to give me my check for that last accident, as the guy at the counter told me, "Well, you have a lien on the vehicle, so we should really be sending this to your bank so they can tell you when/where they want the repairs made." I responded, "Well, that sounds like a conversation I need to have with my bank, and since the loan is between myself and them, I don't really understand what business it is of yours, now I'll take my check please."

They recently upped my rates because I moved 1.7 miles away from my old address, which was in a different zip code, and just thinking about all this makes me want to look into leaving them for another company.

God I hate insurance companies.

[-] bane_killgrind@lemmy.ml 2 points 8 months ago

Yeah this is one of these perverse incentives business have.

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[-] okamiueru@lemmy.world 28 points 8 months ago

Am I too European to understand this?

Out of all the things and ways "driving could be more sane", you think the sale of your data to for-profit, private, third parties... will somehow be for the common good?

[-] Jarix@lemmy.world 9 points 8 months ago* (last edited 8 months ago)

I think they are saying that this person apparently drives poorly enough to warrant a huge increase in insurance and that they want people who are bad drivers to be found out, but that they don't like the way this person was found to be a bad driver. Kind of a "while this is the result we want this is horrible, and not the way to get it."

They are conflicted, perhaps even made conceptually(?) uncomfortable, because they see value in that persons insurance reflecting their driving history, by the fact that they see a positive outcome in this case of invasion of privacy.

That's how i read it, not then condoning it just sharing some internal dilemma here. If my take is accurate, we should have compassion and help them through this with support not jumping to conclussions.

They very much did not suggest that they approve at all of the sale of their data only that they see a connection.

They cant ignore that people will use this as justification to continue down this path into the complete solvency of privacy...and that it may just work

I'm making a lot of assumptions to explain my take in their eyes and expanding out a bit. Admittedly i am exploring this and cannot prove anything I've just said

[-] Churbleyimyam@lemm.ee 3 points 8 months ago

It's complete speculation but I would think that paying more for insurance would be more likely to make you a worse driver than a better one. Having a crash is probably the only way you'll actually get anything back out of the insurer!

It would be better to just ban people outright or do what they do in France which is to allow people to only to drive a 'sans-permis', which is a tiny car, limited to 30 mph.

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[-] ReluctantMuskrat@lemmy.world 18 points 8 months ago

If you drive safe then you have nothing to hide.... wait, this sounds familiar, right?

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[-] Zanz@lemmy.world 3 points 8 months ago

After investigating the vehicle calls every event that you use the brakes over 5 miles an hour a heartbreaking event. If you have the region turned off or set to low it still does it.

[-] jjlinux@lemmy.ml 2 points 8 months ago* (last edited 8 months ago)

And just because I think people that are brave enough to reevaluate their stand points are awesome, I'm following you (not stalking🤣) on Lemmy moving forward.

I genuinely hope there were more people like you.

Edit: I had no idea I could not follow people here. That goes to show how ignorant I am 🤣🤣🤣.

[-] roscoe@lemmy.dbzer0.com 24 points 8 months ago

https://consumer.risk.lexisnexis.com/consumer

You can go here to get a copy of your report.

If you're in California you can limit their collection and dissemination in the future and have your data deleted.

If you dig into your car's infotainment system to opt out of everything you can find, don't forget any app you might have installed.

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[-] yoz@aussie.zone 20 points 8 months ago

Louis Rossmam did a video on it. I think it's both on odyssey and youtube

[-] jjlinux@lemmy.ml 7 points 8 months ago

That was about a Chevy Volt, not a Cadillac.

[-] Trae@lemmy.world 7 points 8 months ago

GM owns Chevy and Cadillac. There's literally no difference between the two except exterior branding.

[-] jjlinux@lemmy.ml 2 points 8 months ago

I just think that details matter. All Cadillacs are GM, all Chevys are GM, not all GMs are either of those. But yeah, fundamentally, GM does this.

[-] sugar_in_your_tea@sh.itjust.works 5 points 8 months ago

Interesting, they should team up.

[-] AlDente@sh.itjust.works 2 points 8 months ago

These different car manufacturers couldn't possibly use the same 3rd-party data service?

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[-] argueswithidiots@lemmy.world 14 points 8 months ago
[-] lattrommi@lemmy.ml 9 points 8 months ago

I see this post is old enough that my comment is less likely to be seen but i feel this is a somewhat relevant anecdote regarding the sale of automotive data.

last april i bought a used car. i had not owned or driven a vehicle in well over a decade. i had never operated a vehicle with a computer, not like the kind this car had at least with its 'infotainment' console and numerous digital featrures. one such 'feature' was the navigation system. a map on the little tv in the console would show me directions after i entered an address into it. how useful!

i was taking a trip to visit my grandparents not long after buying the car and to test out the navigation system, i entered their address into it. it failed to give me correct directions however, since the nav system was ran off an SD card inserted into a port inside the storage space between the driver and passenger seats. the car was made in 2013 and the sole previous owner had never used the nav system. the SD card was in its original packaging, unopened and in the glove box.

i ended up visiting the grandparents by finding their home by memory, the way i normally navigate, and went on with my life. after that weekend, i learned the car had a recall. i could take it to a authorized dealership and have the faulty system replaced at no cost to me. so i did just that. the recalled part was supposedly fixed and all seemed well.

a week or two passes and i get a call from my grandfather. he recieved mail addressed to me, asking if i wanted to sell my vehicle. my name, his address. i have never searched for his address on the internet, i know it by memory. the only place i have ever entered the location was in that car navigation system. i have never even spoken the address out loud nor heard it spoken in several decades, so those who believe phone are always recording with their microphones.

i believe the only way that mail could have been sent in my name to their address, was through the navigation system data being downloaded from the car and sold to third parties. my grandparents have recieved several pieces of mail addressed to me since then. always, it is referencing my vehicle, with the correct make, model and year showing.

i will never trust ford or purchase their products ever again. i should have known better than to have purchased this car, but it was a very good price with only one previous owner and a great carfax report.

[-] Blue_Morpho@lemmy.world 4 points 8 months ago

i will never trust ford

Every car company does it now. You cannot buy a car that isn't selling your data.

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[-] Septimaeus@infosec.pub 5 points 8 months ago

So far this is the best automated account deletion and opt-out request software I’ve found: https://www.permissionslipcr.com/

For some companies it’s push-button. For others it can only initiate the requests. But so far it works as advertised.

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this post was submitted on 16 Mar 2024
478 points (100.0% liked)

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