Asia also trying their best to avoid any American payment processors. For example, Indonesian QRIS, supported by all local banks, also can be used in other Asian countries like Japan, Malaysia, Singapore, India (soon), Taiwan, and so on.
Where's Gnu Taler?
last I heard at Datenspuren, GLS bank will offer it in Germany, some hungarian bank and well switzerland yeah
To what extent can normal people use this today? I have only heard of it in periphery (and no idea how it works, except for the whole "buyer remains private, seller must pay taxes"-deal), but got the impression that it is still very early days and not something that can be used in the real world yet?
Has any bank announced they plan on supporting it?
Not yet. It was only officially released for testing in Switzerland in May of this year.
This release is a special milestone, as with it we are ready to launch our operation in Switzerland. Starting today, Taler Operations AG is legally operating the GNU Taler payment system in Swiss Francs open to individuals and businesses in Switzerland.
I don't know how it went / is going, but given that it's a privacy respecting payment system, I do hope it will gain some traction in the opensource world - even if just for testing. If non-governmental projects started using it as a testbed for their payment integrations, it could have a big impact as a default. But I'm not a project owner nor have any financial experience, so I can't lead the charge on this.
Thank you
I havenโt heard about it.
GNU Taler is a privacy-preserving payment system. Customers can stay anonymous, but merchants can not hide their income through payments with GNU Taler. This helps to avoid tax evasion and money laundering
TIL:
I genuinely thought JCB was something to do with the company that makes tractors and cement mixers and shit.
I would love to replace Paypal with Wero, if it was designed to also be used on desktop (/ browser in general).
First time I heard of Konek, I have been using Interact for a while but did not know they had this service.
As far as I am aware, a bunch of countries created something similar to get rid of American payment systems, like UPI in India.
My favourite so far is the Brazilian Pix https://en.wikipedia.org/wiki/Pix_(payment_system), becoming the most used payment system in the country in the past few years. Not only because it is technically sound, but it also managed to get the Americans pissed. Credit card and tech lobbies pressuring the American government to do something about it. Meta tried to release a payment system in Brazil that failed miserable because of Pix.
Inequality is decreasing and Brazil is becoming more democratic! Well done Lula!
In Italy we have our payment processor called "Bancomat", but it's rarely supported outside of physical stores.
In my experience most countries in Europe have long had country-specific payment systems like that, with a few notable exceptions (like the UK) were everything operates on top of VISA or Mastercard.
The problem with those is usually to do payments without the physical card and cross-country payments.
The first problem has been address in the last decade or so with things mobile phone apps that read QR codes and are linked to a card or bank account (such as MBWay in Portugal and iDEAL in The Netherlands).
The second is still a big problem - some cross-country systems have appeared and some national systems interoperate, but that's only a handful of countries each and it's far from a pan-European system (Wero is maybe the one with the broadest geographical coverage and it still only covers 5 countries), much less something that is accepted anywhere in the World.
Are there any up and coming alternates that someone in the US can use? Would love to support something beyond visa/mastercard. Or Paypal/google pay, etc. Wero not yet accessible, Taler seems to have no providers yet?
Use as much cash as possible.
I try my best, but always worth mentioning!
+1 for this
UnionPay is emerging
Thank you! I dont knoe if UnionPay would be better, but I did not know about it, so thank you for mentioning it!
That's not new
There is also PaySafeCard. But its mostly used for online and gaming services like Steam and Spotify.
AMEN
Yeah ๐ And I would love to be able more vastly using even truly global currency, which is ecologically sustainable! I am using Nano (XNO), but currently not many vendors accept it.
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