Most American millennials I know have the same retirement plan as myself : a bullet or shotgun shell to the brainstem.
Why? The reasons vary:
American optimism gave us big dreams, but the American economy crushed them.
The open internet made us realize that we are, in fact, the baddies on the world stage.
A decent retirement for millennials will cost $6-10million, a feat most cannot achieve without inheritance.
Climate change is making our only planet uninhabitable, and our nation is leading the effort to make it even worse.