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Paycheck rule
(lemmy.world)
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this post was submitted on 01 Aug 2024
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My kiddo is just a toddler, but in our VHCOL area, at this age the only thing that really matters is childcare expenses. If we had family/grandparents taking care of them, the additional cost would be pretty minimal, in the scheme of things.
The max contribution to dependent FSA (tax free account for daycare) is a joke, less than 2mo of care.
The material things we've needed probably amount to less than one month of daycare expenses (diapers notwithstanding).
Saving for college, on the other hand...