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I think it sounds better if this were just about how Biden's plan is rolling out eligibility for 54,000 borrowers. Though it is a payment plan that results in forgiveness like the PSLF.
The thing about the PSLF is that it was supposed to erase debt for public service employees after 10 years of aervice and no missed payments. So when Bush signed it in 2007, people who came eligible for forgiveness under Trump starting in 2017 were denied over absolutely insane technicalities.
So he gets credit for those 67,000 and 39,000 borrowers only in that they were essentially denied forgiveness they already qualified for up until now. Honestly I think focusing on the new stuff and not a Bush era program hits better.
I can understand the perspective, but if the Trump administration deliberately interfered with the PSLF, then it's a fair point in the obvious goal (to contrast his approach versus Trump's). Of course, conveniently they waited for an election year, when they could have done this in 2021...
Problem then was covid: payments were paused so people who were 9 years and 10 months into paying under the program were left in an awkward limbo.
So now that covid emergency is "over" those kinds of cases are finally being reviewed over the period of time payments were paused.
My spouse had the clock on "10 years" reset because of a missed payment in 2015. Would have had them discharged in 2022, but now we are on track for 2025, unless the covid pause will delay how those 10 years are tracked to 2027 or later.
COVID non-payment periods counted towards the 10 years. Anyone who was 9 years and 10 months would become eligible at 10 years, even if they didn't have to make the last two payments.