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Other 196's:
Don't leave out healthcare inflation. It's as bad or worse than housing inflation, but it's easy to forget until you need it.
Yeah, but as of July 2022 the credit bureaus don't report medical debt. After I got a surprise $5,000 bill in the mail after my copay for an ER visit where the doctor spent 5 minutes misdiagnksing me and sending me to to wrong specialist, I was able to tell them to go to hell.
Fucking tell me about it 😭