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this post was submitted on 22 Feb 2024
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Sadly a majority of Americans would find 10k quite liberating and it would be a big help.
Given most Americans can't handle a $1,000 Emergency. Yes $10k would change many lives
https://thehill.com/blogs/blog-briefing-room/4428193-most-americans-cant-afford-1000-emergency-survey/
I make plenty of money, but the dumb decisions in my past among other things made it so it's always going to debt, but I can't climb out of it because of interest, and now that I've lost my home (staying with in laws now), my wife spends insane money on door dash, and I can't get it through her head how expensive and unhealthy it is, and if she really wants fast food, I can go get it. I will literally cook an entire meal, plate it, then hear the doorbell for door dash.
It's so frustrating and it feels never ending.
That needs to be a serious sit-down conversation. I'd advise against making it about her health because that's more likely to put her on the defensive and ignore everything else. You could print out a credit card statement to show her how much it's costing you and what that money could be going towards. Also, it would be worth pointing out how much of the door dash bill is going to tips and delivery fees. I think the issue a lot of people have with door dash is the lack of sticker shock. You don't notice the impact of a bunch of smaller purchases anywhere near as much as a single big purchase.