I have no idea why you think this... In 2020 you may have had a point, but GPU prices have returned to normal after the cryptodouches destabilized the market.

I bought a gpu last week that's was just $120 (Arc A360), and it's pretty dang solid. A high end (but still affordable) GPU would be about $250 (GTX 3060).

If we're talking about matching the latest consoles, then you're looking at $340 (Radeon 6700) GPU with a $120 CPU (Ryzen 5600). I don't recommend that, but that's where the comparison starts. Throw another $60 into that and you start getting specs way above the latest generations.