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this post was submitted on 05 Feb 2024
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not seeing your money is a factor.
if people can always see how fat or malnourished their wallet at the time of purchase, I am sure they'll double think.
but no, we solved that overthinking by means of credit cards.
or better yet, touchless payments. Just wave your magic cellphone and stuff is yours!
I've seen an apparently relatable video about spending cash on something, therefore your bank account doesn't change so it feels free.
It seems that looking at your bank account balance often and valuing that number has a similar effect to carrying most of your paycheck in cash.
Credit cards are still the enemy because they delay the change in your bank account so that things feel like they cost less.
I agree with you and I had laughter over that wording. If it was a band name, I'm curious what would they play?
lol, that's an interesting question.
not exactly my forte but I'll try my best:
Luckily "Weird Al" Yankovic wrote this one for you already.
Depends on the name. Malnourished Wallet is probably an emo/grunge band. Ill Bills is thrash-punk. Skinny Pockets is an indie, alt-rock duo.
And H0110W plays sharp industrial noise.
This is another good one! Those budgeting TV shows I remember I used to watch had the guest put away all credit cards and used cash in jars for each expense item.
Remembering my credit card number, CVV and expiry date by heart will be my downfall...
Yeah you right about that. That's why one of the simplest and most suggested budgeting techniques is to carry a cash envelope. Seeing/feeling your money makes it harder to psychologically part with it.