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this post was submitted on 05 Feb 2024
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Buying giant SUVs no one needs with huge loans. Paying through the nose for corporate chain coffee.
I work with a guy who recently bought a 100k truck
We make a bit over 50k, this dude's interest rate is 12% and he got an 8 year loan
He's never going to pull himself out of that rut
And he'll never use it as intended, will he? Most that thing will ever haul is a cooler full of Keystone or a few random pieces of wood.
He uses it as his daily commuter vehicle
40 miles per day at 15mpg
50 gallon diesel tank for hauling his ego around
This vehicle will bankrupt him for sure
The cost of a gallon of gas? $3.25
The cost for yearly maintenance? $2,750
The cost of interest paid each month? $585
The joy of bringing a smile to children under the age of 10 pointing and saying “that’s a cool truck!”? $100k
It's got a 50 gallon tank and runs on diesel
It cost over $200 to fill the tank
He commutes 40 miles per day in that monster
If were more reasonably priced, a 40mi commute sounds like a decent reason to get a vehicle you love.
A 40 mile commute is a reason to get a cheap, fuel-efficient vehicle. Save money on gas, insurance and maintenance.
Stop ruining my devil’s advocate with your logic and reasoning.
S/tank/gallon
You can't see children under the age of 10 in that truck. I guarantee you the nose on that thing is at least 5 feet high. "Kinderplow"
Holy geez, I knew that medical costs were out of control, but that's a stupid amount of money to treat fragile masculinity!
8 years! That's insane to me.
When I talked to him today I found out his payments were $1600 per month!
I don't know how the hell he affords it
It's literally more than my rent
That's more than my mortgage. Crazy.
Cries in Vancouver. Entry level mortgages here wind up around $5700 which is somehow more expensive than my rent on a 2 bedroom 1990s era decor apartment sitting at a market average 3850/month.
We're not super wealthy, and manage our expenses well but holy shit we're never gonna get ahead in life if this is what's in store.
Yikes, and I thought house prices were out of control in Minneapolis!
Good god, that is absolutely hilarious.