Personally I’m only paying for Spotify (while working away in the background to build my own collection) and Kayo, which is an Australian sports service. There is a little bit of fragmentation for sport in Australia but I’ve been lucky with Kayo as they’ve picked up stuff I was paying for elsewhere and it’s become better value over the time I’ve been subscribed.

Netflix is the only major one I’ve ever really paid for and their password gimmick was the straw that broke that for me.