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Unemployment doesn't provide as much money as the jobs people are losing. My state has a maximum of $362/week. That isn't going to let you make a mortgage payment, car payment, and buy food. There also generally a lag in receiving benefits, the first payment could take a month or so to show up.
Especially in red states that have intentionally made getting benefits a long and tedious process and don't hire enough people to process a sudden surge in unemployment (see Covid in places like Texas where it could be weeks or longer until you can even apply because the website is down from the surge of people)